Active
$1,079,000
Est. $6,652/mo

4911 Palmetto Point Dr, Palmetto, FL, 34221

$408/sqft·2206000; Palmetto Skyway

3 bd3 ba2,645 sqft2 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8511146

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$6,652/mo
Down payment (20%)
$215,800
Property taxes
$481/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1989
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Boat
0.50 acres
Lot size

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)

4911 Palmetto Point Dr is a 1989-built home in 2206000; Palmetto Skyway Section 1, Palmetto. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,645 square feet of living space. Listed at $1,079,000 (about $408/sqft), 99 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $50 annually.

From the listing

AS SEEN ON TV!! PRICE REDUCED!! Welcome to luxury waterfront living in the highly desirable Bay Colony community at 4911 Palmetto Point Drive. Conveniently located just minutes to I-275, I-75, and US-41 and approximately 15 minutes to vibrant downtown St. Petersburg, this exceptional deep-water estate did not take on any water during the recent storms!! This one of a kind home offers breathtaking straight-channel views, incredible privacy, and direct access to the ultimate Florida boating lifestyle. Meticulously maintained and showcasing true pride of ownership inside and out, this expansive residence features over 2,600 sq ft of living space with 3 bedrooms, 2 full bathrooms, 1 half bath, and a dedicated office. Designed to maximize its stunning waterfront setting, the home offers spacious living areas filled with natural light and stunning water views throughout. The open and inviting floor plan flows seamlessly to the outdoor living space where a beautiful pool and spa overlook the most AMAZING channel view!!. Enjoy daily visits from dolphins and manatees right from your private dock while taking advantage of some of the deepest water in the community. Perfect for boating enthusiasts, the private dock currently accommodates an 8,000 lb boat lift and can easily be modified for a 10,000 lb lift, offering quick access to the Manatee River, Tampa Bay, and Gulf waters. This property also features a 2-car garage plus a separate 1-car/boat carport and includes a 2023 jet ski with less than 30 hours of use. Additional highlights include no HOA, a private community boat launch available for a nominal fee, mature tropical landscaping, and exceptional outdoor entertaining space. This rare waterfront opportunity combines luxury, boating, convenience, and an unbeatable coastal lifestyle in one extraordinary property.

The essentials

Built
1989
Price / sqft
$408
On market
105 days
Annual tax
$5,771
HOA
$50/yr
Flood zone
AE
Lot
21,867 sqft
Type
Single Family Residence

Location

4911 Palmetto Point Dr
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
1989
Lot
21,867 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Covered, Driveway, Garage Door Opener
Pool
Deck, Gunite, Heated, In Ground, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
105
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Rain Gutters
Storage
Clubhouse
Dog Park
Street Lights
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Palm View Elementary

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$5,771

Parcel #

2208600003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

2206000; Palmetto Skyway Section 1

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

21,867 sqft

Corner LotFlood Insurance RequiredFloodZoneIrregular LotLandscapedNear MarinaOversized LotSlopedPaved
HOA
$50/yr
Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #TB8511146
$1,079,000-1.2%
$408/sqft
Price change
Source: Stellar MLS #TB8511146
$1,092,500-0.6%
$413/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8511146
$1,099,000
$416/sqft
Est. monthly payment$6,652/mo
Principal & interest$5,627
Property taxes$481
Insurance$540
HOA$4
Down payment20% · $215,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,079,000
$1.07M – $1.08M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 105 after a $20,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.