Active
$1,375,000
Est. $9,394/mo

1810 4th St E, Palmetto, FL, 34221

$457/sqft·Sanctuary Cove

3 bd4 ba3,008 sqft2 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8444481

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$9,394/mo
Down payment (20%)
$275,000
Property taxes
$1,404/mo
HOA
$393/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2024
Waterfront
Marina in Community
Community pool
Fitness center too
2 car garage
Driveway
0.26 acres
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

1810 4th St E is a 2024-built home in Sanctuary Cove, Palmetto. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,008 square feet of living space. Listed at $1,375,000 (about $457/sqft), 187 days on market. Flood zone X/AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $393 quarterly.

From the listing

Welcome to WaterSide at Sanctuary Cove. This Brilliant new WATERFRONT subdivision is located in the charming community of Palmetto. Surrounded by natural preserves and the waterways of Terra Ceia Bay, the Manatee River and the Gulf of Mexico, this jewel also includes a sweet Historic Downtown shopping and dining district and access to major thoroughfares leading to St. Petersburg, Bradenton, Sarasota and Tampa. This New Construction Energy Star home has Three Bedroom Suites, an office AND a Media Room. The open concept floorplan combines the large living area with gas fireplace, a gourmet kitchen with breakfast bar and an elegant dining room – all overlooking the peaceful waters of the marina basin. The waterfront Primary Suite has an ensuite bath with two vanities, private water closet, a stunning walk-in shower and a huge custom closet. Each of the guest suites have ensuite baths and custom closets. The kitchen has gorgeous café appliances; natural gas range, island sink and dishwasher, refrigerator, a built-in under-counter microwave and wine chiller. The powder bath and a large laundry room are on either side of the kitchen. Florida living is all about the outdoor space. This home has a covered lanai with al fresco kitchen making entertaining a dream. The gated community of Sanctuary Cove includes a Private Beach and Barbecue area along the River, Waterfront Pool and Clubhouse with fitness center, game room and gathering rooms. The channel lock from the marina to the river keeps the water level in the cove consistent, while allowing vessels access to the Manatee River and the Gulf. Plans available for Private Pool and Dock.

The essentials

Built
2024
Price / sqft
$457
On market
310 days
Annual tax
$16,848
HOA
$393/qtr
Flood zone
X/AE · Low risk
Lot
11,388 sqft
Type
Single Family Residence

Location

1810 4th St E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2024
Lot
11,388 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level
Waterfront
Marina in Community
Days on Market
310
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Outdoor Kitchen
Sidewalk
Sliding Doors
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Street Lights
Bar Fridge
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Wine Refrigerator

Elementary

James Tillman Elementary

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X/AE

Annual Tax (2025)

$16,848

Parcel #

1015740009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Sanctuary Cove

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

11,388 sqft

Cul-De-SacFloodZoneCity LimitsLandscapedLevelNear MarinaSidewalkStreet Dead-EndPaved
HOA
$393/qtr
Sanctuary Cove
Date
Event
Price
5/11/2026
Price change
Source: Stellar MLS #TB8444481
$1,375,000-1.4%
$457/sqft
Price change
Source: Stellar MLS #TB8444481
$1,395,000-3.4%
$464/sqft
11/5/2025
Listed for sale
Source: Stellar MLS #TB8444481
$1,444,000
$480/sqft
Est. monthly payment$9,394/mo
Principal & interest$7,171
Property taxes$1,404
Insurance$688
HOA$131
Down payment20% · $275,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,375,000
$1.36M – $1.38M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 310 after a $69,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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