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4523 Clearwater Harbor Dr S, Largo, FL, 33770

$505/sqft·Harbor Hills 3rd

2 bd2 ba1,435 sqft2 car garageSingle Family
Listed by HASENBECK & ASSOCIATES INC· Last updated · MLS# TB8346318

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,659/mo
Down payment (20%)
$145,000
Property taxes
$509/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1964
Private pool
Auto Cleaner
2 car garage
Driveway
8,411 sqft lot
Lot size
1,435 sqft
Living area

About this home

Ceiling Fans(s)LightingOutdoor ShowerStreet LightsDishwasherDisposalDryerRange

4523 Clearwater Harbor Dr S is a 1964-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,435 square feet of living space. Listed at $725,000 (about $505/sqft), 558 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $75 annually.

From the listing

PRICE IMPROVEMENT PROVIDES EXCEPTIONAL VALUE This pristine, move-in ready home has been meticulously remodeled from top to bottom by Tampa Bay’s own Mitchell & Son Quality Construction. Every detail has been thoughtfully designed to blend modern luxury with timeless elegance. Step into the heart of the home—a chef’s dream kitchen featuring rich mahogany-colored hardwood cabinets with soft-close doors and drawers, gleaming quartz countertops, and premium Samsung black stainless steel appliances. The Express Water reverse osmosis system ensures crisp, purified water right at your fingertips. Outside, your private oasis awaits. The heated pool has been completely transformed with brand-new pavers, coping, tile, pool finish, and LED lighting. A state-of-the-art Pentair variable-speed energy-efficient pump and a Purechlor salt system ensure effortless maintenance and year-round enjoyment. The entire backyard is enclosed by 250 feet of brand-new vinyl fencing, offering privacy and two convenient access gates. This home is designed for maximum comfort and efficiency, featuring double-pane, hurricane-rated impact windows and a reinforced garage door to keep energy costs low. The attic is newly insulated with R30 blown-in insulation, while the Ruud HVAC system and Ultra-Aire dehumidifier work seamlessly to maintain the perfect indoor climate. For the handyman, the garage is equipped with its own Mr. Cool mini-split AC system for year-round comfort. Natural light pours through charming Bahama shutters, beautifully reflecting off the brilliantly restored terrazzo floors in the main living areas—polished to perfection for a sleek, glass-like finish. Throughout the home, you'll find all-new moldings, interior doors, and custom closet organizers, adding to the refined craftsmanship. The fully remodeled master bathroom is a true retreat, featuring a luxurious 3/8-inch thick glass shower enclosure, elegant tilework, a stylish vanity with a quartz countertop, and modern fixtures. Security and convenience are at your fingertips with smart locks, while the low-maintenance xeriscape yard ensures effortless upkeep. At night, Volt landscape lighting highlights the towering palms, illuminates the front façade, and accentuates the oversized driveway with ample parking. All that’s left to do is pack your bags—this home is 100% move-in ready and waiting for its next owner to fall in love!

The essentials

Built
1964
Price / sqft
$505
On market
574 days
Annual tax
$6,105
HOA
$75/yr
Flood zone
AE
Lot
8,411 sqft
Type
Single Family Residence

Location

4523 Clearwater Harbor Dr S
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1964
Lot
8,411 sqft
Cooling
Central Air, Humidity Control, Mini-Split Unit(s)
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest, Oversized
Pool
Auto Cleaner, Fiber Optic Lighting, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Tile
Days on Market
574
Ceiling Fans(s)
Lighting
Outdoor Shower
Street Lights
Dishwasher
Disposal
Dryer
Range
Range Hood
Refrigerator
Washer

Elementary

Anona Elementary-PN

Middle

Seminole Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$6,105

Parcel #

06-30-15-36054-009-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Hills 3rd Add

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

8,411 sqft

FloodZoneIn CountyPavedUnincorporated
HOA
$75/yr
Jake Stowers / President
Date
Event
Price
12/26/2025
Price change
Source: Stellar MLS #TB8346318
$725,000-3.3%
$505/sqft
Price change
Source: Stellar MLS #TB8346318
$750,000-6.3%
$523/sqft
2/14/2025
Listed for sale
Source: Stellar MLS #TB8346318
$800,000+60.0%
$557/sqft
10/1/2021
Sold
Source: Pinellas County Public Record
$500,000
$348/sqft
Est. monthly payment$4,659/mo
Principal & interest$3,781
Property taxes$509
Insurance$363
HOA$6
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $725,000
$715,000 – $725,000
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 574 after a $75,000 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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