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368 Ridge Rd SW, Largo, FL, 33770

$253/sqft·Yearwood-wadford-hamilton Add To Largo

7 bd4 ba3,477 sqftHalf Duplex
Listed by STREETSMART REALTY· Last updated · MLS# TB8470315

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Est. monthly payment
$5,721/mo
Down payment (20%)
$176,000
Property taxes
$691/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Multi-family
Built 1945
6,490 sqft lot
Lot size
3,477 sqft
Living area

About this home

Ceiling Fans(s)ThermostatBalconyLightingRain GuttersSidewalkDishwasherMicrowave

368 Ridge Rd SW is a 1945-built home in Yearwood-wadford-hamilton Add To Largo, Largo. Inside you'll find 7 bedrooms, 4 bathrooms, and 3,477 square feet of living space. Listed at $880,000 (about $253/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained and spacious duplex located in a quiet residential neighborhood of Largo, in the heart of Pinellas County. Offering over 3,470 sq ft, this unique property combines flexibility, comfort, and strong rental potential, making it ideal for a variety of lifestyles and uses.The property features an atypical and highly desirable layout:Unit 1 is a large 4-bedroom, 2-bathroom home spread over two stories, perfect for large families or extended stays.Unit 2 is a separate 3-bedroom, 2-bathroom unit, all on one level, ideal for guests, multigenerational living, or rental use.Each unit benefits from its own private backyard, independent central A/C system, and excellent privacy. Important peace-of-mind feature: the property is located in a NO FLOOD ZONE and sustained NO DAMAGE during the 2024 hurricanes.The location is a major highlight. Situated in Largo, you are: Just 10 minutes from Indian Rocks Beach, Belleair Beach, and Clearwater Beach.2 minutes from grocery stores, restaurants, and everyday conveniences. Close to parks, golf courses, hospitals, and major roadways. Approximately 30 minutes from Tampa International Airport. Largo is part of the thriving Tampa Bay metro area, known for its strong demand, year-round sunshine, and appealing coastal lifestyle, while still offering quiet residential neighborhoods. The property has been successfully operated as a short-term rental and can continue to generate income if desired, but it also lends itself perfectly to owner-occupancy, multi-family living, or a combination of both. The property features a newly repainted exterior, enhancing its curb appeal. This home can be sold fully furnished and equipped, allowing for a seamless transition. Together, the duplex offers a total sleeping capacity of up to 22 guests, a RARE configuration in this area. Buyer/Agent to verify property and rooms dimensions.

The essentials

Built
1945
Price / sqft
$253
On market
224 days
Annual tax
$8,293
Flood zone
X · Low risk
Lot
6,490 sqft
Type
Half Duplex

Location

368 Ridge Rd SW
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Half Duplex
Year Built
1945
Lot
6,490 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
224
Ceiling Fans(s)
Thermostat
Balcony
Lighting
Rain Gutters
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2024)

$8,293

Parcel #

34-29-15-99450-004-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Yearwood-wadford-hamilton Add To Largo

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

6,490 sqft

Date
Event
Price
6/1/2026
Price change
Source: Stellar MLS #TB8470315
$880,000-1.1%
$253/sqft
1/30/2026
Listed for sale
Source: Stellar MLS #TB8470315
$890,000+97.8%
$256/sqft
2/1/2021
Sold
Source: Pinellas County Public Record
$450,000
$129/sqft
Est. monthly payment$5,721/mo
Principal & interest$4,590
Property taxes$691
Insurance$440
Down payment20% · $176,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $880,000
$865,000 – $880,000
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 224 after a $10,000 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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