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4415 Clearwater Harbor Dr N, Largo, FL, 33770

$354/sqft·Harbor Hills 3rd

4 bd2 ba2,232 sqft2 car garageSingle Family
Listed by PREMIER SOTHEBY'S INTL REALTY· Last updated · MLS# TB8481601

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$5,531/mo
Down payment (20%)
$158,000
Property taxes
$1,007/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1973
Waterfront
Canal - Saltwater
2 car garage
Circular Driveway
0.32 acres
Lot size
2,232 sqft
Living area

About this home

Kitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Sliding DoorsDeed RestrictionsGolf Carts OK

4415 Clearwater Harbor Dr N is a 1973-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,232 square feet of living space. Listed at $790,000 (about $354/sqft), 165 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

One or more photo(s) has been virtually staged. “Livable today… Transformable tomorrow.” Why spend $1 million+ on someone else's renovations when you can secure this waterfront location now and create the home you've always envisioned? $790,000 gives you the waterfront location, the canal, the Gulf access, the land, the existing home, and the opportunity to improve it on your own timetable. The neighborhood is on the mainland side of the Intracoastal, providing easy drives to St. Pete, Tampa…and beyond. It has a community-style vibe…neighbors walking their dogs, riding bikes, and just visiting back and forth. The foundation is already here for you to build on… with a functional custom-built, CBS-constructed home from the 70’s, with a substantial footprint, oversized garage, established landscaping, and an existing waterfront setup. In 30 minutes or less, you can leave your dock and head towards Clearwater Pass (through two 74’ fixed bridges), and you will be in the open Gulf! Move in now…and begin your dream of boating life on the Gulf!

The essentials

Built
1973
Price / sqft
$354
On market
193 days
Annual tax
$12,090
HOA
$100/yr
Flood zone
AE
Lot
13,961 sqft
Type
Single Family Residence

Location

4415 Clearwater Harbor Dr N
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1973
Lot
13,961 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Garage Door Opener, Oversized
Waterfront
Canal - Saltwater
Days on Market
193
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Sliding Doors
Deed Restrictions
Golf Carts OK
Irrigation-reclaimed Water
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Anona Elementary-PN

Middle

Seminole Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$12,090

Parcel #

06-30-15-36054-010-1230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Hills 3rd Add

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

13,961 sqft

Corner LotFlood Insurance RequiredFloodZoneIn CountyLevelPavedUnincorporated
HOA
$100/yr
Joyce O'Brien- Harbor Hills Treasurer
Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #TB8481601
$790,000-1.3%
$354/sqft
Price change
Source: Stellar MLS #TB8481601
$800,000-8.6%
$358/sqft
3/2/2026
Listed for sale
Source: Stellar MLS #TB8481601
$875,000
$392/sqft
Est. monthly payment$5,531/mo
Principal & interest$4,120
Property taxes$1,007
Insurance$395
HOA$8
Down payment20% · $158,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $790,000
$780,000 – $790,000
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 193 after a $85,000 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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