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445 Talamone Dr, Winter Haven, FL, 33884

$196/sqft·Tuscany At Winterset

4 bd3 ba2,653 sqft2 car garageSingle Family
Listed by 3D TEAM REALTY LLC· Last updated · MLS# P4938949

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,605/mo
Down payment (20%)
$103,998
Property taxes
$549/mo
HOA
$1,000/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2002
Private pool
Gunite
2 car garage
Garage Door Opener
0.33 acres
Lot size
2,653 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanSplit BedroomTray Ceiling(s)

445 Talamone Dr is a 2002-built home in Tuscany At Winterset, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,653 square feet of living space. Listed at $519,990 (about $196/sqft), 89 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,000 annually.

From the listing

Unfurnished and move in ready! Nestled within the exclusive gated community of Tuscany, a charming neighborhood of just 19 homes in Southeast Winter Haven, this 4 bedroom, 3 bath pool home offers over 3,300 square feet under roof on a private 0.33 acre lot. Designed for both comfortable living and entertaining, the home features a dedicated office, formal dining room, living room, and an impressive 25' x 17' poolside bonus room complete with a custom wall-to-wall hardwood entertainment center, surround sound, upgraded lighting, tile flooring, and ceiling fan. The spacious kitchen showcases abundant Kraft Maid cabinetry, granite countertops, generous workspace, and a sunny breakfast nook overlooking the pool. A thoughtfully designed triple-split bedroom floor plan provides privacy for family and guests, while multiple access points lead to the screened pool and outdoor living areas. The spacious primary suite features a double-sink vanity, garden tub, separate shower, private water closet, and oversized walk-in closet. It also as access to the pool area. Additional highlights include hand-scraped real wood flooring throughout most of the home, including the primary suite, an outdoor summer kitchen with built-in gas grill, sink, and refrigerator, indoor laundry room, oversized two-car garage, expanded driveway with parking for up to eight vehicles, a separate entrance to the bonus room, and mature landscaping with an irrigation system on a dedicated meter. The large private backyard offers plenty of space beyond the screened pool area, creating a peaceful retreat while remaining conveniently located less than a mile from schools and Publix supermarket. Experience this exceptional property like never before with a 3D Interactive Virtual Tour or Virtual Reality featuring a 2D Floor Plan and immersive 3D Dollhouse Model, plus a 360-degree Interactive Aerial Virtual Tour showcasing the entire Tuscany community and panoramic views as far as the eye can see. The home features a stunning collection of modern gold crystal chandeliers throughout, including a 23.6" dimmable LED crystal chandelier with adjustable color temperatures in the hallways and kitchen, an elegant gold crystal flush-mount chandelier in the master bedroom, a large modern crystal LED chandelier that serves as a beautiful focal point in the living room, and a luxurious 40" gold rectangular crystal chandelier with 16 lights above the dining area, creating a cohesive, contemporary design with lighting and timeless elegance throughout the home. Meticulously maintained, this one-of-a-kind pool home is a rare opportunity to own a beautiful property in one of Southeast Winter Haven's most desirable gated communities.

The essentials

Built
2002
Price / sqft
$196
On market
98 days
Annual tax
$6,593
HOA
$1,000/yr
Flood zone
X · Low risk
Lot
14,501 sqft
Type
Single Family Residence

Location

445 Talamone Dr
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2002
Lot
14,501 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
98
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Kitchen
Deed Restrictions
Street Lights
Dishwasher
Disposal
Gas Water Heater
Indoor Grill
Microwave
Range

Elementary

Chain O Lakes Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$6,593

Parcel #

26-29-14-687803-000120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Tuscany At Winterset

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

14,501 sqft

Street Dead-EndPavedPrivate
HOA
$1,000/yr
Jonathan Hunt
Date
Event
Price
8/23/2026
Price change
Source: Stellar MLS #P4938949
$519,990-1.1%
$196/sqft
Price change
Source: Stellar MLS #P4938949
$525,900-9.2%
$198/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #P4938949
$579,000
$218/sqft
Est. monthly payment$3,605/mo
Principal & interest$2,712
Property taxes$549
Insurance$260
HOA$83
Down payment20% · $103,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $519,990
$515,000 – $519,990
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 247 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 98 after a $59,010 cut.

Sample: 247 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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