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815 Lake Ned Rd, Winter Haven, FL, 33884

$215/sqft·None

4 bd3 ba3,155 sqft2 car garageSingle Family
Listed by REMAX EXPERTS· Last updated · MLS# L4963085

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Est. monthly payment
$4,195/mo
Down payment (20%)
$135,980
Property taxes
$309/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1981
2 car garage
Boat
2.42 acres
Lot size
3,155 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsWalk-in Closet(s)Sliding DoorsCooktopDishwasher

815 Lake Ned Rd is a 1981-built home in None, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,155 square feet of living space. Listed at $679,900 (about $215/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Enjoy the space and flexibility of this beautifully maintained property situated on 2.42 acres, offering a rare combination of privacy and convenience just minutes from shopping, dining, and everyday amenities in Winter Haven. With no HOA, no deed restrictions, and no CDD fees, this property provides exceptional versatility and is zoned for horses, creating opportunities for a variety of lifestyle and recreational uses. The home offers 3,155 square feet of living space, featuring a welcoming living room with a brick fireplace, an expansive 23' x 19' family room, and a flexible floor plan designed to accommodate today's needs. The formal dining room, highlighted by a beautiful bay window, can easily serve as a home office, hobby space, or additional living area. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the impressive garage facilities, including a three-bay 57' x 31' detached garage with workshop and one bay is a drive-through, along with a spacious two-car attached garage. There is ample room for recreational vehicles, boats, equipment, and additional parking. Numerous updates provide added value and peace of mind, including * Roof replaced in 2021 * Exterior painted in 2024 * New garage door in 2024 * New refrigerator in 2025 * Microwave replaced in 2019 * Two water heaters (2019 and 2025) * Two HVAC systems, including one new unit installed in 2025 and the 2nd unit is 2010 * Brand-new mini-split system added to the family room as a 3rd unit. Offering a unique blend of acreage, functionality, and convenient access to downtown Winter Haven—approximately a 10-minute drive—this exceptional property is ready for its next owner. Schedule your private showing today and discover all the possibilities this remarkable home has.

The essentials

Built
1981
Price / sqft
$215
On market
77 days
Annual tax
$3,704
Flood zone
X · Low risk
Lot
105,380 sqft
Type
Single Family Residence

Location

815 Lake Ned Rd
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
1981
Lot
105,380 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, Golf Cart Parking, Guest, Open, Oversized, Parking Pad, RV Access/Parking, Workshop in Garage
Days on Market
77
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Walk-in Closet(s)
Sliding Doors
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Refrigerator
Washer

Elementary

Garden Grove Elem

Middle

Denison Middle

High

Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,704

Parcel #

26-28-36-000000-021030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

None

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

105,380 sqft

In CountyLevelPavedZoned for Horses
Date
Event
Price
6/26/2026
Listed for sale
Source: Stellar MLS #L4963085
$679,900
$215/sqft
Est. monthly payment$4,195/mo
Principal & interest$3,546
Property taxes$309
Insurance$340
Down payment20% · $135,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $679,900
$675,000 – $679,900
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 247 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 77.

Sample: 247 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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