Active

1734 Hummingbird Rd, Winter Haven, FL, 33884

$152/sqft·Harmony On Lake Eloise

4 bd3 ba2,308 sqft2 car garageSingle Family
Listed by DR HORTON REALTY OF CENTRAL FLORIDA LLC· Last updated · MLS# O6427912

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,254/mo
Down payment (20%)
$70,198
Property taxes
$217/mo
HOA
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
7,840 sqft lot
Lot size
2,308 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARMONY ON LAKE ELOISE
Type
Single Family Residence

True monthly carry

HOA
~$30/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSmart HomeSolid Surface CountersThermostatWalk-in Closet(s)SidewalkSliding DoorsClubhouse

1734 Hummingbird Rd is a 2026-built home in Harmony On Lake Eloise, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,308 square feet of living space. Listed at $350,990 (about $152/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 monthly.

From the listing

Under Construction. Welcome to the Campbell, a stunning four-bedroom, two and a half bathroom home located in the heart of Winter Haven, Florida at our Harmony at Lake Eloise community. A beautiful patio welcomes you to a home that optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, quartz countertops, dining area and a walk-in pantry for extra storage. Ample windows and a set of sliding glass doors allow lighting into the dining area and luxury vinyl plank flooring throughout is stylish and charming. The first floor also features a powder bathroom off the living area for convenience. As we head up to the second floor, we are greeted with bedroom one that features an en-suite bathroom with a double vanity and a spacious walk-in closet providing substantial space for storage. Three additional bedrooms, a full bathroom, and a laundry area are located on the second floor. Like all homes in Harmony at Lake Eloise, the Campbell includes a Home is Connected smart home technology package which allows you to control your home with your smart device while near or away. With its spacious layout and contemporary finishes, the Campbell in Harmony at Lake Eloise provides the perfect blend of style and functionality. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$152
On market
49 days
Annual tax
$2,606
HOA
$30/mo
Flood zone
X · Low risk
Lot
7,840 sqft
Type
Single Family Residence

Location

1734 Hummingbird Rd
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2026
Lot
7,840 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
49
Open Floorplan
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Clubhouse
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

John Snively Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,606

Parcel #

26-29-04-664017-000250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harmony On Lake Eloise

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

7,840 sqft

SidewalkPaved
HOA
$30/mo
Leland Management Denise Plavetzky
Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #O6427912
$350,990
$152/sqft
Est. monthly payment$2,253/mo
Principal & interest$1,831
Property taxes$217
Insurance$175
HOA$30
Down payment20% · $70,198
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $350,990
$350,000 – $350,990
99.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 248 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 49.

Sample: 248 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.