Active
$370,000
Est. $2,543/mo

3142 Whispering Trails St, Winter Haven, FL, 33884

$168/sqft·Whispering Trails Ph 01

4 bd3 ba2,203 sqft2 car garageSingle Family
Listed by NEWBERRY REALTY & DEV GRP INC.· Last updated · MLS# O6386254

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,543/mo
Down payment (20%)
$74,000
Property taxes
$333/mo
HOA
$286/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2006
2 car garage
6,625 sqft lot
Lot size
2,203 sqft
Living area

About this home

Walk-in Closet(s)DishwasherMicrowaveRangeRefrigerator

3142 Whispering Trails St is a 2006-built home in Whispering Trails Ph 01, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,203 square feet of living space. Listed at $370,000 (about $168/sqft), 123 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $286 quarterly.

From the listing

Minutes from Walmart, Winn Dixie, Restaurants, Shopping and Legoland, this charming home offers comfort and convenience in a prime location. Featuring a spacious layout perfect for everyday living and entertaining, its nestled in a well-maintained GATED COMMUNITY with Clubhouse, Pool and Scenic Walking Trails. Recent upgrades inlcude: Kitchen Cabinets, Tile Floors, New Stair Rails and Stair Flooring, updated Bathroom Tile Wall, Refrigerator and Oven, Back Porch, Fenced Yard and enhanced Front Landscaping and Decorative Stones. Enjoy nearby Chain of Lakes recreation, Downtown Winter Haven boutique shopping, farmers market, The Ritz Theatre and lakeside restaurants. Move-In Ready and waiting for you!

The essentials

Built
2006
Price / sqft
$168
On market
196 days
Annual tax
$3,991
HOA
$286/qtr
Flood zone
X · Low risk
Lot
6,625 sqft
Type
Single Family Residence

Location

3142 Whispering Trails St
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2006
Lot
6,625 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
196
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,991

Parcel #

27-28-30-850001-000750

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Whispering Trails Ph 01

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

6,625 sqft

HOA
$286/qtr
TBA
Date
Event
Price
2/27/2026
Listed for sale
Source: Stellar MLS #O6386254
$370,000
$168/sqft
Est. monthly payment$2,543/mo
Principal & interest$1,930
Property taxes$333
Insurance$185
HOA$95
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $370,000
$367,500 – $370,000
99.5% – 100% of listTops out right at the list price
80% of listList price
161 of the last 252 home closings in 33884 landed at this number or higher (64%). The median one sat 40 days before it went under contract, and this one is on day 196.

Sample: 252 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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