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1015 Carefree Cove Dr, Winter Haven, FL, 33881

$186/sqft·Carefree Cove

4 bd2 ba1,104 sqft1 car garageSingle Family
Listed by KELLER WILLIAMS REALTY SMART· Last updated · MLS# L4960484

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Est. monthly payment
$1,437/mo
Down payment (20%)
$40,980
Property taxes
$265/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1972
1 car garage
7,235 sqft lot
Lot size
1,104 sqft
Living area

About this home

Open FloorplanDishwasherMicrowaveRangeRefrigerator

1015 Carefree Cove Dr is a 1972-built home in Carefree Cove, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,104 square feet of living space. Listed at $204,900 (about $186/sqft), 149 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Short Sale. Bank approved price! Welcome to this beautifully updated 4-bedroom, 1.5-bath single-family home located in Winter Haven with NO HOA! This solid block construction home offers peace of mind with a new roof and AC installed in 2024. Inside, you’ll find newer flooring throughout along with a recently renovated kitchen and bathrooms, giving the home a fresh, modern feel. The kitchen features quartz countertops, stainless steel appliances, and updated cabinetry, perfect for both everyday living and entertaining. The functional layout includes four spacious bedrooms, a full bathroom, and an additional half bath for added convenience. Enjoy outdoor living in the fully fenced backyard, ideal for pets, gatherings, or simply relaxing in your private space. The home also includes a 1-car garage for storage and parking. Ideally situated near Lake Conine, part of Winter Haven’s famous Chain of Lakes, this property offers easy access to boating, fishing, and outdoor recreation. Conveniently located near major roadways, providing a quick commute to Orlando, Tampa, and world-renowned attractions like Disney. This move-in ready home combines modern updates, a great location, and no HOA restrictions—don’t miss your opportunity to make it yours!

The essentials

Built
1972
Price / sqft
$186
On market
172 days
Annual tax
$3,182
Flood zone
X · Low risk
Lot
7,235 sqft
Type
Single Family Residence

Location

1015 Carefree Cove Dr
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
1972
Lot
7,235 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
172
Open Floorplan
Dishwasher
Microwave
Range
Refrigerator
Flood Zone x

Annual Tax (2025)

$3,182

Parcel #

26-28-08-528900-001420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Carefree Cove

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

7,235 sqft

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #L4960484
$204,900-2.4%
$186/sqft
Price change
Source: Stellar MLS #L4960484
$209,900+5.0%
$190/sqft
3/23/2026
Listed for sale
Source: Stellar MLS #L4960484
$199,900
$181/sqft
Est. monthly payment$1,436/mo
Principal & interest$1,069
Property taxes$265
Insurance$102
Down payment20% · $40,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $204,900
$204,900
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 206 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 172.

Sample: 206 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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