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3935 Palazzo Pl, Winter Haven, FL, 33884

$102/sqft·Villamar

5 bd3 ba2,601 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY SMART· Last updated · MLS# L4960079

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,330/mo
Down payment (20%)
$53,000
Property taxes
$566/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Driveway
5,663 sqft lot
Lot size
2,601 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Lighting

3935 Palazzo Pl is a 2023-built home in Villamar, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,601 square feet of living space. Listed at $265,000 (about $102/sqft), 120 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

Short Sale. Welcome to your 5 bedroom 3 bathroom home located conveniently in Winter Haven with easy access to dining, shopping, and major roadways. This home features tile flooring throughout the living areas and an open floor plan making it perfect for entertaining. There is a separate living room at the front of the home which could make the perfect office or library. The large kitchen provides a large island, granite countertops, updated lighting, tiled backsplash, stainless steel appliances, and a closet pantry. The large family room is adjacent to the kitchen. You’ll also find sliding doors to your outdoor patio and backyard. One of the 5 bedrooms is located downstairs with its own bathroom, the perfect spot for guests. The primary bedroom is upstairs and features an en-suite with a stand up shower, dual sink vanity and 2 walk in closets! The remaining bedrooms provide plenty of space and share the main hall bathroom with a dual sink vanity and tub/shower combo. This home checks all the boxes! Schedule your private showing today!

The essentials

Built
2023
Price / sqft
$102
On market
186 days
Annual tax
$6,788
HOA
$250/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

Location

3935 Palazzo Pl
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2023
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
186
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range

Elementary

Chain O Lakes Elem

Middle

McLaughlin Academy Of Excellence

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$6,788

Parcel #

26-29-23-690583-000420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Villamar

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

5,663 sqft

LandscapedLevelSidewalkPaved
HOA
$250/mo
PRIME COMMUNITY MANAGEMENT/SHARON GASTELBONDO
Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #L4960079
$265,000-5.4%
$102/sqft
Price change
Source: Stellar MLS #L4960079
$280,000-13.8%
$108/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #L4960079
$325,000
$125/sqft
Est. monthly payment$2,330/mo
Principal & interest$1,382
Property taxes$566
Insurance$133
HOA$250
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $265,000
$262,500 – $265,000
99.5% – 100% of listTops out right at the list price
80% of listList price
161 of the last 252 home closings in 33884 landed at this number or higher (64%). The median one sat 40 days before it went under contract, and this one is on day 186 after a $60,000 cut.

Sample: 252 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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