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5604 Royal Hills Dr, Winter Haven, FL, 33881

$95/sqft·Royal Hills

5 bd4 ba3,756 sqft2 car garageSingle Family
Listed by MARK SPAIN REAL ESTATE· Last updated · MLS# O6435590

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Est. monthly payment
$2,257/mo
Down payment (20%)
$71,400
Property taxes
$192/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2008
2 car garage
8,451 sqft lot
Lot size
3,756 sqft
Living area

About this home

Ceiling Fans(s)CooktopDishwasherMicrowaveRefrigerator

5604 Royal Hills Dr is a 2008-built home in Royal Hills, Winter Haven. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,756 square feet of living space. Listed at $357,000 (about $95/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

Discover exceptional living in this spacious 5-bedroom, 4-bath Winter Haven beauty—an ideal blend of style, comfort, and modern convenience. Step inside to an inviting open-concept kitchen with a center island, perfect for entertaining and everyday living. Elegant arched doorways add architectural charm throughout, creating a warm and welcoming flow. Enjoy year-round relaxation in the enclosed patio, offering the perfect spot for morning coffee or evening unwinding. A 2-car garage provides ample storage, while the fully fenced backyard delivers privacy and space for outdoor fun. Homes with this much versatility and character don’t stay on the market long—claim this Winter Haven gem before it’s gone.

The essentials

Built
2008
Price / sqft
$95
On market
21 days
Annual tax
$2,299
HOA
$300/yr
Flood zone
X · Low risk
Lot
8,451 sqft
Type
Single Family Residence

Location

5604 Royal Hills Dr
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
2008
Lot
8,451 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
21
Ceiling Fans(s)
Cooktop
Dishwasher
Microwave
Refrigerator
Flood Zone X

Annual Tax (2025)

$2,299

Parcel #

26 28 01 521037 000810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Royal Hills

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

8,451 sqft

HOA
$300/yr
Royal Hills of Polk County
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #O6435590
$357,000-3.5%
$95/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #O6435590
$370,000
$99/sqft
Est. monthly payment$2,257/mo
Principal & interest$1,862
Property taxes$192
Insurance$179
HOA$25
Down payment20% · $71,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $357,000
$355,000 – $357,000
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 206 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 21 after a $13,000 cut.

Sample: 206 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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