Active
$524,900
Est. $3,389/mo

1 Lake Eloise Ln, Winter Haven, FL, 33884

$206/sqft·Harbour Estates

4 bd3 ba2,550 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY SMART· Last updated · MLS# L4959150

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,389/mo
Down payment (20%)
$104,980
Property taxes
$347/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
Private pool
Gunite
2 car garage
0.45 acres
Lot size
2,550 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)DishwasherMicrowave

1 Lake Eloise Ln is a 2004-built home in Harbour Estates, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,550 square feet of living space. Listed at $524,900 (about $206/sqft), 176 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Don't miss out on this amazing 4/3 single-family home with a pool near Lake Eloise in winter Haven! the seller has recently spent 15k upgrading the St Augustine grass, pavers in front and around the pool, gutters as well as new duct work and dryer duct clean out, tree service and more! This remarkable home features a newer roof, HVAC, Water heater, Pool screen enclosure, pool pump, Flooring, Cabinets, Paint, Pool Solar, Granite counter tops, Walk in shower, a marcite pool, Pool deck coating, new flooring in several rooms, the garage has epoxy flooring, resurfaced showers and more. This home sits on a well-manicured lot that is almost 1/2 acre in size. Seeing is believing with this home so hurry and make your appointment soon!

The essentials

Built
2004
Price / sqft
$206
On market
217 days
Annual tax
$4,168
HOA
$500/yr
Flood zone
X · Low risk
Lot
19,611 sqft
Type
Single Family Residence

Location

1 Lake Eloise Ln
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2004
Lot
19,611 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground
Days on Market
217
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$4,168

Parcel #

26-29-10-000000-043100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbour Estates

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

19,611 sqft

HOA
$500/yr
rex caven
Date
Event
Price
8/1/2026
Price change
Source: Stellar MLS #L4959150
$524,900-1.9%
$206/sqft
2/6/2026
Listed for sale
Source: Stellar MLS #L4959150
$535,000
$210/sqft
Est. monthly payment$3,389/mo
Principal & interest$2,738
Property taxes$347
Insurance$262
HOA$42
Down payment20% · $104,980
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $524,900
$520,000 – $524,900
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 247 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 217 after a $10,100 cut.

Sample: 247 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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