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2608 Waterford Way #B, Palmetto, FL, 34221

$180/sqft·Waterford

2 bd2 ba1,272 sqft1 car garageCondominium
Listed by WAGNER REALTY· Last updated · MLS# A4704020

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Est. monthly payment
$1,600/mo
Down payment (20%)
$45,900
Property taxes
$288/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1994
Waterfront
Lake Front
1 car garage
Driveway
Private balcony
Outdoor space
1,272 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboWalk-in Closet(s)Window TreatmentsBalconyBuyer Approval Required

2608 Waterford Way #B is a 1994-built home in Waterford, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,272 square feet of living space. Listed at $229,500 (about $180/sqft), 4 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

GOLF COURSE LIVING WITH A PRIVATE SEMI ATTACHED 1 CAR GARAGE AT AN ATTRACTIVE PRICE! Enjoy beautiful lake and golf course views from this well-maintained 2-bedroom, 2-bath condo in the desirable gated community of Terra Ceia Golf & Country Club. Offering an exceptional opportunity to enjoy an active Florida lifestyle without the high price tag, this second-floor, partially furnished residence combines comfort, updates, and amenities with the added value of a private one-car garage. The bright, open floor plan is designed for easy living, while the air-conditioned glass-enclosed lanai creates a wonderful year-round retreat overlooking the tranquil lake and golf course. The lanai was refreshed with new indoor/outdoor carpeting in 2025, making it the perfect place to enjoy your morning coffee, unwind after a round of golf, or take in the peaceful views. Meticulously maintained with important updates already completed, including a new HVAC system in 2019, new hot water system in 2021, and washer and dryer in 2022, this home offers peace of mind and helps minimize near-term expenses. The spacious primary suite features a private en-suite bath, while the comfortable guest bedroom and second bath provide flexibility for family and guests. An in-unit laundry area adds everyday convenience. A semi-attached private one-car garage with finished flooring and storage is a standout feature and a tremendous value, providing secure parking and extra space for your golf clubs, bikes, beach gear, and Florida essentials. Additional guest parking is also available. Terra Ceia Golf & Country Club offers an active, resort-style lifestyle with an 18-hole golf course, community pool, tennis, pickleball, fitness center, fishing pier, nature boardwalk, and on-site restaurant, along with a calendar of social activities and events. Whether you're a golfer, pickleball enthusiast, fisherman, pool lover, or simply looking for a welcoming community, there is plenty to enjoy. Perfect as a full-time residence, winter getaway, or investment opportunity, this condo delivers golf-course and water views, resort-style amenities, a private garage, and thoughtful updates at an attractive price point. Conveniently located near I-275, I-75, and US 41, with easy access to Tampa, St. Petersburg, Sarasota, and the beautiful beaches of Anna Maria Island. Affordable Florida golf and waterfront living is here! Don't miss this incredible opportunity

The essentials

Built
1994
Price / sqft
$180
On market
15 days
Annual tax
$3,458
Flood zone
AE
Lot
74,973 sqft
Type
Condominium

Location

2608 Waterford Way #B
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Condominium
Year Built
1994
Lot
74,973 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Guest
Waterfront
Lake Front
Days on Market
15
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Walk-in Closet(s)
Window Treatments
Balcony
Buyer Approval Required
Deed Restrictions
Gated Community - No Guard
Golf
No Truck/Rv/Motorcycle Parking
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
In a CDD (Community Development District)Flood Zone AE

Annual Tax (2026)

$3,458

Parcel #

2413201159

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterford

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

74,973 sqft

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #A4704020
$229,500
$180/sqft
Est. monthly payment$1,600/mo
Principal & interest$1,197
Property taxes$288
Insurance$115
Down payment20% · $45,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $229,500
$225,000 – $229,500
98.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 34221 landed at this number or higher (53%). The median one sat 100 days before it went under contract, and this one is on day 15.

Sample: 19 closed condo sales in 34221 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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