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3305 10th Ln W, Palmetto, FL, 34221

$114/sqft·Riverbay Twnhms Ph Three-a

4 bd4 ba2,604 sqft2 car garageTownhouse
Listed by HOMECOIN.COM· Last updated · MLS# TB8524140

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,433/mo
Down payment (20%)
$59,600
Property taxes
$304/mo
HOA
$426/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
3 stories · 2006
Water views
Trees/Woods
Community pool
Shared amenity
2 car garage
Ground Level
2,217 sqft lot
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboStone CountersWalk-in Closet(s)BalconyLightingStorage

3305 10th Ln W is a 2006-built home in Riverbay Twnhms Ph Three-a, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,604 square feet of living space. Listed at $298,000 (about $114/sqft), 59 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $426 monthly.

From the listing

Located in the Riverbay Townhomes Community in Palmetto, this multi-story property offers the perfect blend of space, privacy, and low-maintenance living. This spacious 3-story townhouse features a ground-floor garage, lower-floor flex room/guest suite, second-floor main living area, and a third-floor upper level primary suite with additional bedrooms. Unit overlooks community pond and features a contemporary, coastal design. Recent improvements include a new roof (2025), a new water heater (2025), and fresh carpet throughout. HOA dues cover landscaping as well as direct utilities including water, sewer, and trash. Community amenities include a pool, nature trail, and kayak launch. Conveniently located just minutes from Emerson Point Preserve and the Manatee River, as well as US-41 and 8th Ave W, offering quick access to shopping, dining, and local Gulf beaches.

The essentials

Built
2006
Price / sqft
$114
On market
73 days
Annual tax
$3,651
HOA
$426/mo
Flood zone
AE
Lot
2,217 sqft
Type
Townhouse

Location

3305 10th Ln W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Townhouse
Year Built
2006
Lot
2,217 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Ground Level
Days on Market
73
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Stone Counters
Walk-in Closet(s)
Balcony
Lighting
Storage
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Pool
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$3,651

Parcel #

2959120209

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Riverbay Twnhms Ph Three-a

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

2,217 sqft

Flood Insurance RequiredFloodZoneNear MarinaPavedPrivate
HOA
$426/mo
Eric Hagar/AMI
Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8524140
$298,000-6.3%
$114/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #TB8524140
$318,000
$122/sqft
Est. monthly payment$2,433/mo
Principal & interest$1,554
Property taxes$304
Insurance$149
HOA$426
Down payment20% · $59,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $298,000
$297,500 – $298,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 36 townhouse or villa closings in 34221 landed at this number or higher (56%). The median one sat 49 days before it went under contract, and this one is on day 73 after a $20,000 cut.

Sample: 36 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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