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1704 Terra Ceia Bay Cir, Palmetto, FL, 34221

$208/sqft·Captains Court

3 bd2 ba1,638 sqft2 car garageCondominium
Listed by TIM LESTER INTERNAT'L REALTY· Last updated · MLS# A4703218

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Est. monthly payment
$2,399/mo
Down payment (20%)
$67,980
Property taxes
$456/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
Built 2001
2 car garage
Driveway
1,638 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostat

1704 Terra Ceia Bay Cir is a 2001-built home in Captains Court, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,638 square feet of living space. Listed at $339,900 (about $208/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to the terra Ceia bay community and its tranquil setting. This 3 bedroom 2 bath villa has many upgrades and shows beautifully and is ready for Florida living at its best. Luxury vinyl plank flooring, quartz in the kitchen and bathrooms, newer appliances (stove with air fryer) upgraded bathrooms , extended walkway leading to your large back patio overlooking the estuaries of terra Ceia bay, key pad entry thru the garage, solar tube skylight , new New South windows and doors, Maytag water system, and new hot water with circulation pump, are just some of the upgrades in this beautiful 3/2 villa. The villa is just a short walk to the the saltwater estuaries of terra Ceia bay and a short walk to the mangrove lined walkways and the pier extending into Terra Ceia Bay for views of the sunshine skyway and unparalleled sunsets. As part of the Captains Court HOA you have full access to the Edgewater/Estuaries pool which is heated to 86 degrees year round. Other amenities (for a fee) in the community include tennis pickle ball an 18 hole golf course, fitness center, tiki bar, bingo, trivia, bar poker, and other activities in the clubhouse which offers a full service restaurant. Don’t miss this outstanding opportunity.

The essentials

Built
2001
Price / sqft
$208
On market
25 days
Annual tax
$5,470
Flood zone
X500 · Low risk
Type
Condominium

Location

1704 Terra Ceia Bay Cir
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Condominium
Year Built
2001
Lot
-
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
25
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Window Treatments
Rain Gutters
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Golf
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Filtration System
In a CDD (Community Development District)Flood Zone X500

Annual Tax (2025)

$5,470

Parcel #

2412719409

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Captains Court

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

City LimitsLandscapedNear Golf CoursePaved
Date
Event
Price
8/17/2026
Listed for sale
Source: Stellar MLS #A4703218
$339,900
$208/sqft
Est. monthly payment$2,398/mo
Principal & interest$1,773
Property taxes$456
Insurance$170
Down payment20% · $67,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $339,900
$335,000 – $339,900
98.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 34221 landed at this number or higher (53%). The median one sat 100 days before it went under contract, and this one is on day 25.

Sample: 19 closed condo sales in 34221 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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