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3002 12th St W, Palmetto, FL, 34221

$179/sqft·Tropic Isles Mobile Home Estates

2 bd2 ba1,056 sqftManufactured Home
Listed by EXP REALTY LLC· Last updated · MLS# A4676062

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$1,341/mo
Down payment (20%)
$37,800
Property taxes
$252/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 1992
Community pool
Shared amenity
3,136 sqft lot
Lot size
1,056 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanHurricane ShuttersPrivate Mailbox

3002 12th St W is a 1992-built home in Tropic Isles Mobile Home Estates, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,056 square feet of living space. Listed at $189,000 (about $179/sqft), 251 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

GOLF CART INCLUDED on full-price as-is purchase!!! Don't miss this beautiful 2-bedroom, 2-bath home in Tropic Isles, a highly sought-after 55+ waterfront community where you own the land—NO lot rent! Built in 1992 and offering approximately 1,056 square feet of comfortable living space, this well-maintained home is ideal as a seasonal retreat or full-time Florida residence. Conveniently located just minutes from Terra Ceia Bay and the stunning Gulf Coast beaches, you'll enjoy the best of coastal living. Inside, the open-concept kitchen, dining, and living areas create a bright, welcoming space that's perfect for everyday living and entertaining. Vaulted ceilings enhance the spacious feel, while continuous flooring throughout means there's no carpet to maintain. A built-in hutch adds both charm and functionality. The home also offers exceptional outdoor features, including an extra-long driveway with room for a boat or jet ski trailer, dedicated golf cart parking, and a large lockable storage shed for all your tools, beach gear, and recreational equipment. New French doors (December 2025) open to the screened-in patio, providing the perfect spot to enjoy your morning coffee or unwind with a sunset cocktail. Whether you're looking for a winter getaway or your forever home, this Tropic Isles gem offers comfort, convenience, and the relaxed Florida lifestyle you've been searching for. Schedule your private tour today.

The essentials

Built
1992
Price / sqft
$179
On market
257 days
Annual tax
$3,020
HOA
$100/yr
Flood zone
AE
Lot
3,136 sqft
Type
Manufactured Home

Location

3002 12th St W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Manufactured Home
Year Built
1992
Lot
3,136 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
-
Days on Market
257
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Hurricane Shutters
Private Mailbox
Rain Gutters
Shade Shutter(s)
Storage
Golf Carts OK
Pool
Street Lights
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Flood Zone AE

Annual Tax (2024)

$3,020

Parcel #

2953200009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Tropic Isles Mobile Home Estates

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

3,136 sqft

HOA
$100/yr
John Vetter - President
Date
Event
Price
4/2/2026
Price change
Source: Stellar MLS #A4676062
$189,000-1.6%
$179/sqft
12/28/2025
Listed for sale
Source: Stellar MLS #A4676062
$192,000
$182/sqft
Est. monthly payment$1,340/mo
Principal & interest$986
Property taxes$252
Insurance$95
HOA$8
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $189,000
$187,500 – $189,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 257 after a $3,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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