Active
$229,900
Est. $2,316/mo

4628 1st Ave E, Palmetto, FL, 34221

$153/sqft·Oak Trail

3 bd2 ba1,500 sqft1 car garageVilla
Listed by SEA ROYAL REALTY, INC.· Last updated · MLS# TB8538822

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,316/mo
Down payment (20%)
$45,980
Property taxes
$237/mo
HOA
$2,295.43/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Villa
Built 2007
Community pool
Shared amenity
1 car garage
4,539 sqft lot
Lot size
1,500 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboHurricane ShuttersPlaygroundSidewalkGated Community - No GuardPool

4628 1st Ave E is a 2007-built home in Oak Trail, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,500 square feet of living space. Listed at $229,900 (about $153/sqft), 13 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,295.43 quarterly.

From the listing

This nice one-level villa is located in a gated community conveniently situated near local shops and freeways. Key features of the property include:Interior & Layout: A modern kitchen, standard interior laundry room, a master suite with a double-sink bathroom, and two additional spacious bedrooms.Exterior & Parking: An attached one-car garage with a long parking pad.Views & Setting: Peaceful backyard views overlooking a pond and conservation area.Community Amenities: Access to a neighborhood pool and playground Priced to sell!

The essentials

Built
2007
Price / sqft
$153
On market
29 days
Annual tax
$2,838
HOA
$2,295.43/qtr
Flood zone
X · Low risk
Lot
4,539 sqft
Type
Villa

Location

4628 1st Ave E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Villa
Year Built
2007
Lot
4,539 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
29
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Hurricane Shutters
Playground
Sidewalk
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$2,838

Parcel #

2292601109

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Oak Trail

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

4,539 sqft

HOA
$2,295.43/qtr
Linda Chapman/Associa Gulf Coast
Date
Event
Price
8/13/2026
Listed for sale
Source: Stellar MLS #TB8538822
$229,900
$153/sqft
Est. monthly payment$2,316/mo
Principal & interest$1,199
Property taxes$237
Insurance$115
HOA$765
Down payment20% · $45,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $229,900
$229,900
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 36 townhouse or villa closings in 34221 landed at this number or higher (56%). The median one sat 49 days before it went under contract, and this one is on day 29.

Sample: 36 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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