2816 Rustic Oaks Dr, Palm Harbor, FL, 34684
$338/sqft·Rustic Oaks
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At a glance
About this home
2816 Rustic Oaks Dr is a 1980-built home in Rustic Oaks, Palm Harbor. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,644 square feet of living space. Listed at $555,000 (about $338/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Price Improvement! This beautifully renovated 4-bedroom, 2-bathroom retreat in Palm Harbor offers a rare blend of modern comfort, lasting quality, and strong investment potential. A leased solar system keeps the electric bill to roughly $200-$230 a month — even with the pool heater running — well below the $600-$700 many similar homes see. Every inch has been thoughtfully updated, from the bright open-concept layout to the stylish contemporary finishes and designer kitchen with upgraded appliances and sleek cabinetry. The spacious bedrooms provide flexible living space, perfect for family, guests, or a dedicated home office. Out back, enjoy your own private oasis centered around a pool that's been completely redone with a brand-new pump — no lingering repairs, just peace of mind and ready-to-enjoy Florida living. Whether you're looking for a turnkey primary residence or a proven short-term rental investment, this home checks every box. Its sought-after location, polished interior, and inviting outdoor space make it equally well-suited for full-time living or generating consistent rental income.
The essentials
Location
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$7,828
Parcel #
06-28-16-77640-000-0490
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Rustic Oaks
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
10,446 sqft
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
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