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7804 Caspian, Palmetto, FL, 34221

$277/sqft·Esplanade At Coasterra

3 bd3 ba1,838 sqft2 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8543844

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,002/mo
Down payment (20%)
$101,680
Property taxes
$0/mo
HOA
$439/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Driveway
8,470 sqft lot
Lot size
1,838 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ESPLANADE AT COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$439/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorTray Ceiling(s)Walk-in Closet(s)Hurricane ShuttersClubhouseCommunity Mailbox

7804 Caspian is a 2026-built home in Esplanade At Coasterra, Palmetto. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,838 square feet of living space. Listed at $508,399 (about $277/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $439 monthly.

From the listing

Virtually Staged. NEW CONSTRUCTION | TAYLOR MORRISON | ESPLANADE AT COASTERRA | 7804 CASPIAN STREET The timing may be just as compelling as the home itself. Welcome to 7804 Caspian Street, a beautifully completed Taylor Morrison Milan floor plan offering 3 bedrooms, 2.5 bathrooms, and the opportunity to own brand-new construction in the highly anticipated Esplanade at Coasterra. Designed for modern Florida living, the Milan offers a thoughtfully planned open-concept layout with inviting gathering spaces, a well-appointed kitchen, a private primary suite, two additional bedrooms, and the convenience of a half bath. Clean lines, contemporary finishes, and an abundance of natural light create a home that is both stylish and exceptionally livable. But what makes this opportunity particularly exciting is when you're buying. Esplanade at Coasterra is entering an exciting new chapter as its anticipated resort-style amenities begin to come online. That means today's buyer has the opportunity to get into the community early—before the full amenity experience and neighborhood atmosphere have had a chance to mature. You can move into a completed Taylor Morrison home today while becoming part of a community that is still unfolding around you. It is a unique moment in the life of a new community: the home is ready, the lifestyle is emerging, and the future is still ahead of you. And beyond Coasterra, you'll enjoy the convenience of Palmetto's growing Gulf Coast lifestyle, with easy access to Bradenton, Sarasota, Lakewood Ranch, shopping, dining, recreation, and some of Florida's most beautiful beaches. Brand-new home. Brand-new community. And an opportunity to get in early. 7804 Caspian Street isn't just a home ready for you today—it is an opportunity to be part of what's coming next at Esplanade at Coasterra.

The essentials

Built
2026
Price / sqft
$277
On market
7 days
Annual tax
$0
HOA
$439/mo
Flood zone
X · Low risk
Lot
8,470 sqft
Type
Single Family Residence

Location

7804 Caspian
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
8,470 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
7
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Playground
Pool
Restaurant
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Tankless Water Heater

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2026)

$0

Parcel #

589913559

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Esplanade At Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

8,470 sqft

SidewalkPaved
HOA
$439/mo
EA Coasterra Community Association
Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #TB8543844
$508,399
$277/sqft
Est. monthly payment$4,001/mo
Principal & interest$2,652
Property taxes$657
Insurance$254
HOA$439
Down payment20% · $101,680
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $508,399
$500,000 – $508,399
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 7.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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