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12717 Driftwood Tide Dr, Palmetto, FL, 34221

$227/sqft·Coasterra

5 bd4 ba2,862 sqft3 car garageSingle Family
Listed by HARTNEY REALTY & DEVELOPMENT· Last updated · MLS# TB8537952

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,808/mo
Down payment (20%)
$129,998
Property taxes
$45/mo
HOA
$580/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Water views
Water
3 car garage
7,200 sqft lot
Lot size
2,862 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$48/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsWalk-in Closet(s)Built-in OvenCooktopDishwasher

12717 Driftwood Tide Dr is a 2026-built home in Coasterra, Palmetto. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,862 square feet of living space. Listed at $649,990 (about $227/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $580 annually.

From the listing

Under Construction. Step into the Margate and feel how effortlessly this home flows. With 2,862 square feet, 5 bedrooms, 4 bathrooms, and a 3-car tandem garage, the Margate blends everyday functionality with elevated design. A guest suite with its own private bath sits just off the foyer on the main level, perfect for visiting family or a quiet home office. From there, the space opens into a sunlit great room that connects seamlessly to the kitchen and dining area, with two sliding doors leading out to a covered lanai for easy indoor-outdoor living. Upstairs, the primary suite feels like a true retreat, complete with a tray ceiling, dual walk-in closets, and a spa-style bath. Three additional bedrooms, a versatile bonus room, and a conveniently located laundry room round out the second floor, giving every member of the household room to spread out and make it their own. Outside your home, the brand-new Watermark amenity center is within easy walking distance. You'll additionally enjoy access to an impressive array of other community features such as the 65-acre lake, lakeside jogging paths, trails, various pools, sports fields, and so much more.

The essentials

Built
2026
Price / sqft
$227
On market
8 days
Annual tax
$539
HOA
$580/yr
Flood zone
X · Low risk
Lot
7,200 sqft
Type
Single Family Residence

Location

12717 Driftwood Tide Dr
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
7,200 sqft
Cooling
Central Air, Zoned
Heating
Electric, Natural Gas
Parking
-
Days on Market
8
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$539

Parcel #

589901609

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

7,200 sqft

HOA
$580/yr
Elite Management
Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #TB8537952
$649,990
$227/sqft
Est. monthly payment$3,808/mo
Principal & interest$3,390
Property taxes$45
Insurance$325
HOA$48
Down payment20% · $129,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $649,990
$640,000 – $649,990
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 8.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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