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13610 Shellmore Ave, Palmetto, FL, 34221

$246/sqft·Coasterra

3 bd2 ba1,483 sqft2 car garageSingle Family
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8540691

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,131/mo
Down payment (20%)
$72,852
Property taxes
$0/mo
HOA
$49/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
4,800 sqft lot
Lot size
1,483 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$49/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboSplit BedroomThermostatWalk-in Closet(s)SidewalkPlaygroundPoolSidewalks

13610 Shellmore Ave is a 2026-built home in Coasterra, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,483 square feet of living space. Listed at $364,260 (about $246/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $49 monthly.

From the listing

Under Construction. Brand new, energy-efficient home available by Oct 2026! Use the Everglade's flex room in the front of the home to an at-home office space. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. A private primary suite offers a spacious area to relax. Coasterra Premier Series offers new single-family homes in Palmetto, FL, with a variety of single-story and two-story floorplans. Residents can enjoy the ideal Florida lifestyle with the community’s resort-style pool and cabana. With close proximity to I-75, this community offers easy access to St. Pete, Bradenton, Sarasota and beautiful Gulf Coast beaches. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$246
On market
18 days
Annual tax
$1
HOA
$49/mo
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

Location

13610 Shellmore Ave
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
18
Kitchen/Family Room Combo
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2026)

$1

Parcel #

589605259

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

4,800 sqft

HOA
$49/mo
Cove at Coasterra HOA
Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #TB8540691
$364,260
$246/sqft
Est. monthly payment$2,131/mo
Principal & interest$1,900
Property taxes$0
Insurance$182
HOA$49
Down payment20% · $72,852
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $364,260
$360,000 – $364,260
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 18.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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