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1308 3rd Street Cir E, Palmetto, FL, 34221

$169/sqft·Hammocks At Riviera Dunes

4 bd4 ba2,848 sqft2 car garageHalf Duplex
Listed by COLDWELL BANKER REALTY· Last updated · MLS# A4701497

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Est. monthly payment
$4,387/mo
Down payment (20%)
$96,000
Property taxes
$704/mo
HOA
$2,821/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Multi-family
3 stories · 2004
Community pool
Fitness center too
2 car garage
Driveway
2,113 sqft lot
Lot size
2,848 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

1308 3rd Street Cir E is a 2004-built home in Hammocks At Riviera Dunes, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,848 square feet of living space. Listed at $480,000 (about $169/sqft), 0 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,821 quarterly.

From the listing

Welcome to 1308 3rd Street Circle East, where luxury, convenience, and the Florida waterfront lifestyle come together in the highly sought-after gated community of The Hammocks at Riviera Dunes. This beautifully maintained four-bedroom, four-bathroom townhome offers nearly 2,850 square feet of thoughtfully designed living space across three spacious levels, all connected by a private elevator for effortless access throughout the home. The first floor offers exceptional flexibility with a private guest suite featuring its own entrance and full bath—ideal for visiting family, multigenerational living, or a quiet home office. Designed for both entertaining and everyday living, the second level features a bright, open-concept layout where the kitchen serves as the heart of the home. Anchored by a large center island, the space is filled with natural light and flows seamlessly into the dining and living areas, creating an inviting atmosphere for gathering with family and friends. A versatile bonus room on this level provides endless possibilities as a home office, media room, playroom, or additional living space. Step outside onto the covered balcony and enjoy peaceful pond views surrounded by lush tropical landscaping—the perfect place to sip your morning coffee or unwind at the end of the day. The third floor is dedicated to comfort and privacy. The spacious primary suite offers its own private balcony, an oversized walk-in closet, and a spa-inspired bath featuring dual vanities, a soaking tub, and a walk-in shower. An bedroom and a conveniently located laundry room complete the upper level. Additional highlights include an oversized two-car garage, and maintenance-free living with exterior maintenance covered by the HOA. Beyond your front door, residents enjoy an exceptional amenity package including two resort-style pools, a clubhouse, fitness center, tennis courts, scenic walking paths, and access to the private Riviera Dunes Marina, providing boating access to the Manatee River, Tampa Bay, and the Gulf of Mexico. Whether you're searching for a full-time residence or a lock-and-leave Florida retreat, this exceptional home offers the perfect blend of space, comfort, and resort-style living—all just minutes from downtown Bradenton, downtown Sarasota, St. Petersburg, Anna Maria Island, and the beautiful Gulf beaches. Experience maintenance-free living in one of Palmetto's premier gated waterfront communities. Schedule your private showing today.

The essentials

Built
2004
Price / sqft
$169
On market
42 days
Annual tax
$8,447
HOA
$2,821/qtr
Flood zone
X500 · Low risk
Lot
2,113 sqft
Type
Half Duplex

Location

1308 3rd Street Cir E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Half Duplex
Year Built
2004
Lot
2,113 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
42
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Sidewalk
Sliding Doors
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Washer

Elementary

James Tillman Elementary

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500

Annual Tax (2025)

$8,447

Parcel #

2581620659

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hammocks At Riviera Dunes

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

2,113 sqft

In CountyLandscapedSidewalkPaved
HOA
$2,821/qtr
C & S Community Management
Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #A4701497
$480,000
$169/sqft
Est. monthly payment$4,388/mo
Principal & interest$2,503
Property taxes$704
Insurance$240
HOA$940
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $480,000
$475,000 – $480,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 42.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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