Active
$1,425,000
Est. $8,384/mo

720 Boca Ciega Isle Dr, St Pete Beach, FL, 33706

$696/sqft·Boca Ciega Isle

3 bd2 ba2,046 sqftSingle Family
Listed by PINEYWOODS REALTY LLC· Last updated · MLS# TB8540357

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Est. monthly payment
$8,384/mo
Down payment (20%)
$285,000
Property taxes
$239/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1948
Waterfront
Bay/Harbor
6,800 sqft lot
Lot size
2,046 sqft
Living area

About this home

Open Floorplan

720 Boca Ciega Isle Dr is a 1948-built home in Boca Ciega Isle, St Pete Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,046 square feet of living space. Listed at $1,425,000 (about $696/sqft), 13 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Outstanding Waterfront Redevelopment & Restoration Opportunity! Rarely available, this exceptional waterfront property is located on Boca Ciega Isle in the heart of St. Pete Beach, offering a premier coastal setting with direct access to Boca Ciega Bay. Situated on a 50' x 136' waterfront lot, the property encompasses approximately 6,800 square feet of land and features approximately 50 feet of seawall. With its desirable waterfront orientation, exceptional views, and Gulf accessibility, this is a remarkable opportunity for a builder, developer, investor, or buyer looking to create a truly distinctive waterfront residence. The original 3-bedroom, 2-bathroom home, approximately 2,046 square feet, sustained flooding during Hurricane Helene. With an updated appraisal, the property qualifies for restoration under FEMA’s 49% rule, presenting a unique opportunity to restore, renovate, or potentially rebuild a custom waterfront home tailored to today's lifestyle. The location is what truly sets this property apart. Positioned on Boca Ciega Bay, the property offers direct water access, approximately 50 feet of waterfrontage, Gulf accessibility, and extraordinary waterfront views—all in one of the most sought-after coastal communities in the St Pete area. Whether you're a seasoned developer, builder, investor, or discerning buyer searching for a rare waterfront project, this property offers an exceptional combination of location, waterfront access, redevelopment potential, and lifestyle. Opportunities of this caliber are increasingly difficult to find. Bring your vision, capitalize on the potential, and create something extraordinary on Boca Ciega Isle.

The essentials

Built
1948
Price / sqft
$696
On market
23 days
Annual tax
$2,873
Flood zone
AE
Lot
6,800 sqft
Type
Single Family Residence

Location

720 Boca Ciega Isle Dr
St Pete Beach, FL, 33706·33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Type
Single Family Residence
Year Built
1948
Lot
6,800 sqft
Cooling
None
Heating
None
Parking
-
Waterfront
Bay/Harbor, Intracoastal Waterway
Days on Market
23
Open Floorplan

Elementary

Azalea Elementary-PN

Middle

Bay Point Middle-PN

High

Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2024)

$2,873

Parcel #

06-32-16-09594-001-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Boca Ciega Isle

County

Pinellas

MLS Area

33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Lot Size

6,800 sqft

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8540357
$1,425,000-1.7%
$696/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #TB8540357
$1,450,000+80.1%
$709/sqft
9/1/2025
Sold
Source: Pinellas County Public Record
$805,000
$393/sqft
Est. monthly payment$8,384/mo
Principal & interest$7,432
Property taxes$239
Insurance$713
Down payment20% · $285,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,425,000
$1.37M – $1.43M
96.3% – 100% of listTops out right at the list price
80% of listList price
61 of the last 118 home closings in 33706 landed at this number or higher (52%). The median one sat 67 days before it went under contract, and this one is on day 23 after a $25,000 cut.

Sample: 118 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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