Active
$1,699,000
Est. $10,720/mo

6420 3rd Palm Pt, St Pete Beach, FL, 33706

$814/sqft·Three Palms Point

4 bd2 ba2,088 sqft1 car garageSingle Family
Listed by COMPASS FLORIDA LLC· Last updated · MLS# TB8481219

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Est. monthly payment
$10,720/mo
Down payment (20%)
$339,800
Property taxes
$1,010/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1970
Waterfront
Bay/Harbor
Private pool
In Ground
1 car garage
8,999 sqft lot
Lot size

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Wet BarWindow Treatments

6420 3rd Palm Pt is a 1970-built home in Three Palms Point, St Pete Beach. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,088 square feet of living space. Listed at $1,699,000 (about $814/sqft), 182 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Deep water waterfront pool home with 13,000 lb boat lift just three blocks from the Gulf beaches in highly sought after St. Pete Beach, offering the ultimate combination of boating access, walkable beach lifestyle, and luxury coastal living. This exceptional 4 bedroom, 2 bath single story residence has been fully updated with modern finishes and high end upgrades, delivering a seamless blend of style, comfort, and functionality in one of Florida’s most desirable waterfront communities. Inside, porcelain tile flooring flows throughout the open concept layout, creating a clean, durable, and sophisticated living space designed for both everyday living and entertaining. The chef’s kitchen is a true standout, featuring upgraded Bespoke appliances, a sleek matte cooktop, wine refrigerator, and striking quartz countertops that elevate both form and function. The spacious living area is anchored by a contemporary electric fireplace, adding warmth and a refined focal point. Thoughtful enhancements include hurricane screens for added protection, a smart Ecobee thermostat for energy efficiency and climate control, plantation shutters, and sliding glass doors with built in blinds that create effortless indoor outdoor flow, privacy, and convenience. Step outside to your private tropical waterfront retreat where a resort style pool with sun shelf invites you to relax in the Florida sunshine. The custom pergola is fully equipped with electrical and dual mounted televisions, creating an elevated outdoor living and entertaining space designed for year round enjoyment. Low maintenance AstroTurf in both the front and backyard ensures lush, green curb appeal without the upkeep. Boating enthusiasts will appreciate the composite dock and deep water access with a 13,000 pound boat lift, along with an additional slip capable of accommodating a vessel up to 50 feet, offering direct access to the Intracoastal Waterway and the Gulf for boating, fishing, and sunset cruising. The pavered circular driveway enhances curb appeal while providing ample parking for guests. Located in the heart of St. Pete Beach, this property offers close proximity to pristine beaches, waterfront dining, and coastal recreation, while being just a short drive to downtown St. Petersburg, known for its award winning restaurants, boutique shopping, art galleries, waterfront parks, and vibrant cultural scene. This is a rare opportunity to own a fully upgraded waterfront home that delivers luxury, location, and the best of Florida coastal living.

The essentials

Built
1970
Price / sqft
$814
On market
195 days
Annual tax
$12,119
Flood zone
AE
Lot
8,999 sqft
Type
Single Family Residence

Location

6420 3rd Palm Pt
St Pete Beach, FL, 33706·33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Type
Single Family Residence
Year Built
1970
Lot
8,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Salt Water
Waterfront
Bay/Harbor, Canal - Saltwater, Gulf/Ocean to Bay
Days on Market
195
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Outdoor Shower
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$12,119

Parcel #

31-31-16-90742-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Three Palms Point

County

Pinellas

MLS Area

33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Lot Size

8,999 sqft

Date
Event
Price
6/19/2026
Price change
Source: Stellar MLS #TB8481219
$1,699,000-2.1%
$814/sqft
2/28/2026
Listed for sale
Source: Stellar MLS #TB8481219
$1,735,000+87.6%
$831/sqft
2/1/2021
Sold
Source: Pinellas County Public Record
$925,000
$443/sqft
Est. monthly payment$10,720/mo
Principal & interest$8,861
Property taxes$1,010
Insurance$850
Down payment20% · $339,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,699,000
$1.64M – $1.70M
96.3% – 100% of listTops out right at the list price
80% of listList price
61 of the last 119 home closings in 33706 landed at this number or higher (51%). The median one sat 65 days before it went under contract, and this one is on day 195 after a $36,000 cut.

Sample: 119 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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