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981 Stephen Foster Dr, Largo, FL, 33771

$277/sqft·Suburban Estates 4th

3 bd2 ba1,753 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8539249

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Est. monthly payment
$2,899/mo
Down payment (20%)
$97,000
Property taxes
$127/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1962
2 car garage
8,298 sqft lot
Lot size
1,753 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomLightingPrivate MailboxDishwasher

981 Stephen Foster Dr is a 1962-built home in Suburban Estates 4th Add, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,753 square feet of living space. Listed at $485,000 (about $277/sqft), 4 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home to this well-maintained true 3-bedroom, 2-bathroom home featuring a desirable split-bedroom floor plan and a wonderful combination of comfortable living spaces and recent updates. From the moment you arrive, you will appreciate the fresh EXTERIOR PAINT COMPLETED in 2026, NEW ROOF installed in 2025, and new garage door, providing peace of mind and excellent curb appeal. The oversized 2-car garage offers plenty of room for vehicles, storage, bikes, beach gear and more. Inside, the thoughtfully designed floor plan offers plenty of space for both everyday living and entertaining. The inviting living room provides a comfortable gathering space and flows naturally toward the separate dining area. The kitchen features an eat-in area, offering the perfect spot for casual meals, morning coffee or everyday dining. Just beyond the dining room is the spacious family room, where a beautiful wood-burning fireplace creates a warm and inviting focal point for relaxing evenings, entertaining guests or cozy nights at home. The split-bedroom layout provides privacy and flexibility, with the primary suite positioned separately from the additional bedrooms. The three true bedrooms offer versatility for family, guests, a home office or hobby space. Two full bathrooms add convenience for both residents and visitors. Additional features include an AIR CONDITIONER REPLACED IN 2024, VINYL FENCING, an oversized 2-car garage, and a layout that provides excellent separation between living and sleeping areas. The fenced yard offers added privacy and space for outdoor enjoyment. Location is another major highlight! Enjoy being just minutes from the beautiful Gulf beaches while also benefiting from the fact that FLOOD INSURANCE IS NOT REQUIRED. The home is conveniently located near many major thoroughfares, making commuting and exploring the surrounding area easy. Largo Central Park and Eagle Lake Park are both conveniently nearby, offering beautiful outdoor spaces for walking, recreation, community events and enjoying the Florida lifestyle. With a newer roof, newer air conditioning, fresh exterior paint, new garage door, vinyl fencing, oversized garage, desirable split-bedroom floor plan and a fantastic location close to the beaches and parks, this home offers an excellent opportunity to enjoy comfortable Florida living with many of the big-ticket updates already completed. Come see all this wonderful home has to offer!

The essentials

Built
1962
Price / sqft
$277
On market
22 days
Annual tax
$1,528
Flood zone
X · Low risk
Lot
8,298 sqft
Type
Single Family Residence

Location

981 Stephen Foster Dr
Largo, FL, 33771·33771 - Largo
Type
Single Family Residence
Year Built
1962
Lot
8,298 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
22
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Lighting
Private Mailbox
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone x

Annual Tax (2025)

$1,528

Parcel #

25-29-15-85896-006-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Suburban Estates 4th Add

County

Pinellas

MLS Area

33771 - Largo

Lot Size

8,298 sqft

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #TB8539249
$485,000
$277/sqft
Est. monthly payment$2,899/mo
Principal & interest$2,529
Property taxes$127
Insurance$243
Down payment20% · $97,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $485,000
$475,000 – $485,000
97.9% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 33771 landed at this number or higher (51%). The median one sat 35 days before it went under contract, and this one is on day 22.

Sample: 65 closed home sales in 33771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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