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3749 McKay Creek Dr, Largo, FL, 33770

$362/sqft·Harbor Hills 1st

3 bd2 ba1,742 sqft2 car garageSingle Family
Listed by THE SHOP REAL ESTATE CO.· Last updated · MLS# TB8486624

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,323/mo
Down payment (20%)
$125,980
Property taxes
$715/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1971
Private pool
Heated
2 car garage
Driveway
8,220 sqft lot
Lot size
1,742 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWindow Treatments

3749 McKay Creek Dr is a 1971-built home in Harbor Hills 1st Add, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,742 square feet of living space. Listed at $629,900 (about $362/sqft), 168 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Live the Florida lifestyle in this beautifully updated 3-bedroom, 2-bathroom, Harbor Hills pool home. It offers 1,700+ sq ft of bright, inviting living space in a high and dry, non-flood zone location. The home welcomes you with a spacious living room anchored by a large picture window and flows into a stylish kitchen with granite countertops, newer appliances, generous cabinetry, and a convenient eat-in bar. A spacious Florida room stretches across the back of the home, creating the perfect setting for entertaining or relaxing. Sliding glass doors from the Florida room and primary suite open to a screened, heated pool and lanai, seamlessly blending indoor comfort with outdoor living. A split floor plan offers privacy, while thoughtful updates include interior laundry, newer HVAC, pool heater, and fresh exterior paint. This home has received rave reviews, as both a short and long term rental. The home can be purchased furnished, offering immediate, excellent investment potential. Schedule your private showing today and experience this exceptional home for yourself!Ideally located minutes from top-rated schools, shopping, dining, the Belleair Causeway boat ramp, and the Gulf coast’s award-winning beaches. This Harbor Hills pool home checks all the boxes—ideal as a primary residence, second home, or short-term rental investment in one of Pinellas County’s most sought-after coastal communities.

The essentials

Built
1971
Price / sqft
$362
On market
181 days
Annual tax
$8,575
HOA
$100/yr
Flood zone
X · Low risk
Lot
8,220 sqft
Type
Single Family Residence

Location

3749 McKay Creek Dr
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1971
Lot
8,220 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Screen Enclosure
Days on Market
181
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Hurricane Shutters
Lighting
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer

Elementary

Anona Elementary-PN

Middle

Seminole Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$8,575

Parcel #

05-30-15-36000-007-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Hills 1st Add

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

8,220 sqft

PavedUnincorporated
HOA
$100/yr
Jake Stowers / Ed Chesney
Date
Event
Price
5/29/2026
Price change
Source: Stellar MLS #TB8486624
$629,900-1.4%
$362/sqft
Price change
Source: Stellar MLS #TB8486624
$639,000-1.5%
$367/sqft
3/14/2026
Listed for sale
Source: Stellar MLS #TB8486624
$649,000-2.4%
$373/sqft
5/1/2022
Sold
Source: Pinellas County Public Record
$665,000
$382/sqft
Est. monthly payment$4,323/mo
Principal & interest$3,285
Property taxes$715
Insurance$315
HOA$8
Down payment20% · $125,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $629,900
$620,000 – $629,900
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 181 after a $19,100 cut.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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