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170 E Spruce St, Tarpon Springs, FL, 34689

$337/sqft·Riverview

3 bd2 ba1,900 sqft9 car garageSingle Family
Listed by SUNBELT REAL ESTATE FLORIDA· Last updated · MLS# TB8537334

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Est. monthly payment
$4,200/mo
Down payment (20%)
$127,980
Property taxes
$543/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2020
9 car garage
Curb Parking
5,750 sqft lot
Lot size
1,900 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsSolid Wood CabinetsBalconySidewalkStorageDishwasher

170 E Spruce St is a 2020-built home in Riverview, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,900 square feet of living space. Listed at $639,900 (about $337/sqft), 23 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Elevated, nearly new construction in the heart of Tarpon Springs — this 3-bedroom, 2-bathroom coastal home was built just 6 years ago and thoughtfully raised above the flood zone, offering peace of mind that older homes in the area simply can't match. From the moment you step inside, you'll notice the modern finishes, open layout, and quality craftsmanship of a home built to current Florida code — engineered for durability, energy efficiency, and long-term insurability. The main living level features an open-concept design that flows effortlessly to a spacious covered balcony — the perfect spot to enjoy your morning coffee, entertain guests, or unwind with Florida's signature Gulf breezes. Below the elevated main floor, you'll find a fully finished efficiency unit with its own private entrance and full kitchenette — a rare bonus space that adds tremendous versatility to the property. While not counted in the home's official living area due to its location within the flood zone, this space has been successfully used as a private guest suite and rental unit, generating meaningful supplemental income for the current owners. Ideal for extended family, visiting guests, a home office, or continued rental use. Located just minutes from historic downtown Tarpon Springs, the world-famous Sponge Docks, Fred Howard Park, Sunset Beach, and the Pinellas Trail, this property offers the best of Florida's Gulf Coast lifestyle — walkable, laid-back, and full of charm. Whether you're looking for a full-time residence, seasonal retreat, or an income-producing opportunity, 170 East Spruce Street delivers modern peace of mind in one of Tarpon Springs' most desirable neighborhoods.

The essentials

Built
2020
Price / sqft
$337
On market
32 days
Annual tax
$6,511
Flood zone
AE
Lot
5,750 sqft
Type
Single Family Residence

Location

170 E Spruce St
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Single Family Residence
Year Built
2020
Lot
5,750 sqft
Cooling
Central Air
Heating
Central
Parking
Curb Parking, Driveway, Open
Days on Market
32
Ceiling Fans(s)
Crown Molding
High Ceilings
Solid Wood Cabinets
Balcony
Sidewalk
Storage
Dishwasher
Disposal
Exhaust Fan
Range
Refrigerator

Elementary

Tarpon Springs Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2026)

$6,511

Parcel #

122715758520000080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Riverview

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

5,750 sqft

Flood Insurance Required
Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #TB8537334
$639,900-1.6%
$337/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #TB8537334
$650,000
$342/sqft
Est. monthly payment$4,200/mo
Principal & interest$3,337
Property taxes$543
Insurance$320
Down payment20% · $127,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $639,900
$630,000 – $639,900
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 32 after a $10,100 cut.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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