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3166 Sterling St, Tarpon Springs, FL, 34688

$255/sqft·Crescent Oaks

4 bd3 ba3,214 sqft3 car garageSingle Family
Listed by CENTURY 21 LISTSMART· Last updated · MLS# TB8513669

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Est. monthly payment
$5,289/mo
Down payment (20%)
$163,800
Property taxes
$453/mo
HOA
$155/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1991
Waterfront
Pond
Private pool
Gunite
3 car garage
Driveway
0.32 acres
Lot size

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)

3166 Sterling St is a 1991-built home in Crescent Oaks, Tarpon Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,214 square feet of living space. Listed at $819,000 (about $255/sqft), 104 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 monthly.

From the listing

Live the Crescent Oaks Lifestyle — 3166 Sterling St. Imagine starting your morning with coffee on a screened lanai, gazing out over your private pool to the tranquil pond beyond, a championship 18-hole golf course just a short cart ride away. This isn't just a house. It's your place in one of the area's friendliest, most active gated communities. And right now, it comes with real peace of mind: the seller has invested over $100,000 in major upgrades in just the last six months — including a brand-new tile roof valued at nearly $60,000 and a complete new AC system worth $15,000. The big-ticket items are already done, so you can simply move in and start living. Inside, 3,214 square feet and soaring 12-foot ceilings make everyday life feel open, bright, and effortless. The family room and kitchen flow together around a cozy wood-burning fireplace, the perfect gathering spot for family and friends. The kitchen pairs natural wood cabinetry and tiled countertops with a new sink and faucet, ready for both quiet dinners in and lively evenings entertaining. Step outside and the screened pool area becomes your private resort. A full outdoor kitchen with grill, burner, and refrigerator means you never have to run inside, and a poolside bath with sink, shower, and private commode keeps everything you need right at hand. The primary suite is a true retreat: his-and-her vanities, a garden Jacuzzi tub, a glass shower, a private water closet, and a spacious walk-in closet. Two freshly painted guest bedrooms with brand-new carpet welcome family and friends, while a home office behind elegant French doors — easily a fourth bedroom — makes working from home a pleasure. The thoughtful extras add up fast: an oversized three-car garage with central vacuum and water softener, a roomy inside laundry room with washer and dryer included, all-new blinds throughout, and a Ring doorbell security system. Beyond your doors, Crescent Oaks delivers a clubhouse, championship golf, tennis, pickleball, and a full calendar of activities — all for HOA dues of just $155/month covering the common areas. Select furnishings are also available for purchase, making your move even easier. With the roof, the AC, and over $100,000 in improvements already handled, all that's left for you to do is settle in, relax, and enjoy the connected, resort-style life you've been waiting for.

The essentials

Built
1991
Price / sqft
$255
On market
105 days
Annual tax
$5,439
HOA
$155/mo
Flood zone
X · Low risk
Lot
14,135 sqft
Type
Single Family Residence

Location

3166 Sterling St
Tarpon Springs, FL, 34688·34688 - Tarpon Springs
Type
Single Family Residence
Year Built
1991
Lot
14,135 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Oversized
Pool
Gunite, In Ground
Waterfront
Pond
Days on Market
105
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Fire Pit
Lighting
Private Yard
Rain Gutters
Sidewalk
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Wine Refrigerator

Elementary

Brooker Creek Elementary-PN

Middle

Tarpon Springs Middle-PN

High

East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone x

Annual Tax (2024)

$5,439

Parcel #

03-27-16-18909-002-0550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Crescent Oaks

County

Pinellas

MLS Area

34688 - Tarpon Springs

Lot Size

14,135 sqft

In CountyLandscapedNear Golf CourseSidewalkPaved
HOA
$155/mo
Angel Mccarthy
Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #TB8513669
$819,000-1.9%
$255/sqft
Price change
Source: Stellar MLS #TB8513669
$835,000-1.8%
$260/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #TB8513669
$850,000
$264/sqft
Est. monthly payment$5,289/mo
Principal & interest$4,271
Property taxes$453
Insurance$410
HOA$155
Down payment20% · $163,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $819,000
$805,000 – $819,000
98.1% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 home closings in 34688 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 105 after a $31,000 cut.

Sample: 33 closed home sales in 34688 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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