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4634 River Overlook Dr, Valrico, FL, 33596

$189/sqft·River Crossing Estates Ph 4

5 bd4 ba2,771 sqft3 car garageSingle Family
Listed by PINEYWOODS REALTY LLC· Last updated · MLS# TB8535491

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Est. monthly payment
$3,782/mo
Down payment (20%)
$104,980
Property taxes
$760/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2001
Private pool
In Ground
3 car garage
Driveway
9,000 sqft lot
Lot size
2,771 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanSplit BedroomThermostat

4634 River Overlook Dr is a 2001-built home in River Crossing Estates Ph 4, Valrico. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,771 square feet of living space. Listed at $524,900 (about $189/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

If you’ve been looking for a home with real space, a great layout and an outdoor area you’ll actually use, 4634 River Overlook Drive checks all the boxes. This 5-bedroom, 4-bath pool home offers 2,771 square feet, a three-car garage and plenty of room for a growing family, guests and working from home. The first floor features an open kitchen and family room, along with separate formal living and dining spaces. The primary suite is also downstairs, giving you privacy and convenience. Upstairs, the bonus room gives the kids a place to hang out, creates a great media or game room, or provides additional space for guests. With five true bedrooms, four full bathrooms and a smart split-bedroom layout, this home has the flexibility most families are looking for. The backyard is the real showstopper. Step through the screened lanai to a large pool and spa with a waterfall, all surrounded by a private, fully fenced yard. One of the four bathrooms doubles as a pool bath. It’s an ideal setup for entertaining, family get-togethers or relaxing by the pool after a long day. Add in the three-car garage, generous storage, A-rated Hillsborough County school district and a convenient Valrico location, and you have a home that’s hard to match. This isn’t just another five-bedroom house—it’s a home built for family life, entertaining and enjoying Florida the way it was meant to be enjoyed.

The essentials

Built
2001
Price / sqft
$189
On market
38 days
Annual tax
$9,123
HOA
$250/yr
Flood zone
X · Low risk
Lot
9,000 sqft
Type
Single Family Residence

Location

4634 River Overlook Dr
Valrico, FL, 33596·33596 - Valrico
Type
Single Family Residence
Year Built
2001
Lot
9,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
In Ground, Screen Enclosure
Days on Market
38
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Disposal
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$9,123

Parcel #

U-13-30-20-2QD-000008-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

River Crossing Estates Ph 4

County

Hillsborough

MLS Area

33596 - Valrico

Lot Size

9,000 sqft

HOA
$250/yr
Sean Donahue
Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #TB8535491
$524,900-4.5%
$189/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8535491
$549,900+184.8%
$198/sqft
6/15/2001
Sold
Source: Hillsborough County Public Record
$193,100
$70/sqft
Est. monthly payment$3,781/mo
Principal & interest$2,738
Property taxes$760
Insurance$262
HOA$21
Down payment20% · $104,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $524,900
$520,000 – $524,900
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 135 home closings in 33596 landed at this number or higher (53%). The median one sat 29 days before it went under contract, and this one is on day 38 after a $25,000 cut.

Sample: 135 closed home sales in 33596 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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