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1124 Split Silk St, Valrico, FL, 33594

$184/sqft·Lumsden Pointe Ph 1

5 bd4 ba3,372 sqft3 car garageSingle Family
Listed by REALTY HUB· Last updated · MLS# TB8537384

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Est. monthly payment
$3,948/mo
Down payment (20%)
$123,980
Property taxes
$364/mo
HOA
$495/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2002
3 car garage
Garage Door Opener
0.28 acres
Lot size
3,372 sqft
Living area

About this home

High CeilingsPrimary Bedroom Main FloorPrimarybedroom UpstairsSmart HomeWalk-in Closet(s)Private MailboxPrivate YardBuyer Approval Required

1124 Split Silk St is a 2002-built home in Lumsden Pointe Ph 1, Valrico. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,372 square feet of living space. Listed at $619,900 (about $184/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $495 semi-annually.

From the listing

Welcome to 1124 Split Silk Street, where space, flexibility, and major updates come together in one of Lumsden Pointe’s most versatile homes. Offering 5 bedrooms, 4 full bathrooms, 3,372 heated square feet, a 3-car garage, and an oversized .28-acre fenced lot, this home provides the kind of space that is increasingly hard to find. One of the standout features is the rare **dual-primary-suite layout**. The main-floor primary suite offers convenient first-floor living with a spacious walk-in closet, while the entire upstairs creates a private second primary retreat with its own walk-in closet and separate mini-split system. This unique configuration offers exceptional flexibility for multigenerational living, extended-stay guests, private work-from-home space, or anyone who simply wants separation and privacy within the home. The generous floor plan also provides multiple living and gathering spaces, giving you room for home offices, hobbies, entertaining, guests, or everyday life without feeling crowded. Outside, the **large fenced backyard is one of the home’s biggest highlights**. With approximately .28 acres, there is plenty of room to create the outdoor space you have been looking for, whether that means entertaining, gardening, play space, pets, or simply enjoying more room between you and your neighbors. Several major ownership expenses have already been addressed. The home features a **2021 roof**, a **brand-new central HVAC system installed in 2026**, and a separate upstairs mini-split replaced in 2023. The kitchen is equipped with newer appliances approximately two years old, including the refrigerator/freezer, range, oven, and dishwasher. Washer, dryer, sink and water softener are also included. For added convenience, the home is equipped with a **security system, exterior cameras, and smart-home features**, making everyday living even easier. Located in the established Lumsden Pointe community, residents enjoy neighborhood parks, playgrounds, sidewalks, and convenient access to shopping, dining, Brandon, and the greater Tampa Bay area. Homes in this community do not come on the market often and do not last long when they do. If you have been searching for a home with **two primary suites, five bedrooms, four full bathrooms, a 3-car garage, a large fenced yard, newer major systems, and the flexibility to adapt to the way you live**, 1124 Split Silk Street offers a combination that is difficult to replicate. Come experience the space, privacy, and possibilities.

The essentials

Built
2002
Price / sqft
$184
On market
18 days
Annual tax
$4,370
HOA
$495/yr
Flood zone
X · Low risk
Lot
12,302 sqft
Type
Single Family Residence

Location

1124 Split Silk St
Valrico, FL, 33594·33594 - Valrico
Type
Single Family Residence
Year Built
2002
Lot
12,302 sqft
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Electric
Parking
Garage Door Opener
Days on Market
18
High Ceilings
Primary Bedroom Main Floor
Primarybedroom Upstairs
Smart Home
Walk-in Closet(s)
Private Mailbox
Private Yard
Buyer Approval Required
Deed Restrictions
Park
Playground
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener

Elementary

Brooker-HB

Middle

Burns-HB

High

Bloomingdale-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,370

Parcel #

U-36-29-20-5OW-C00000-00013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lumsden Pointe Ph 1

County

Hillsborough

MLS Area

33594 - Valrico

Lot Size

12,302 sqft

HOA
$495/yr
Vanguard Management Group
Date
Event
Price
8/25/2026
Listed for sale
Source: Stellar MLS #TB8537384
$619,900+173.0%
$184/sqft
10/31/2002
Sold
Source: Hillsborough County Public Record
$227,100
$67/sqft
Est. monthly payment$3,948/mo
Principal & interest$3,233
Property taxes$364
Insurance$310
HOA$41
Down payment20% · $123,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $619,900
$615,000 – $619,900
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 139 home closings in 33594 landed at this number or higher (55%). The median one sat 23 days before it went under contract, and this one is on day 18.

Sample: 139 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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