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3228 Mangrove Point Dr, Ruskin, FL, 33570

$261/sqft·Bahia Beach Twnhms Ph 2

3 bd3 ba1,593 sqft1 car garageTownhouse
Listed by RE/MAX BAYSIDE REALTY LLC· Last updated · MLS# TB8532093

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,599/mo
Down payment (20%)
$83,000
Property taxes
$608/mo
HOA
$620/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
3 stories · 2007
Waterfront
Canal - Brackish
Community pool
Shared amenity
1 car garage
2,121 sqft lot
Lot size

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomWindow Treatments

3228 Mangrove Point Dr is a 2007-built home in Bahia Beach Twnhms Ph 2, Ruskin. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,593 square feet of living space. Listed at $415,000 (about $261/sqft), 24 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $620 monthly.

From the listing

Welcome to your own slice of paradise in the sought-after Little Harbor waterfront community! This beautifully updated 3-bedroom, 3-bath corner-unit townhome offers the perfect combination of coastal charm, privacy, and an effortless Florida lifestyle. Designed to embrace true Florida living, this home features three private outdoor spaces, including a serene balcony off the primary suite overlooking the canal, a second private balcony off the upstairs secondary bedrooms that provides additional space to enjoy the spectacular natural surroundings, and a spacious balcony off the dining and living area that creates a seamless indoor-outdoor flow. The rear of the home overlooks the canal and a protected preserve, offering a peaceful tropical backdrop where you can regularly enjoy sightings of manatees, dolphins, native birds, and other Florida wildlife. Filled with abundant natural light, this tastefully updated home showcases a timeless neutral color palette, granite countertops throughout, and a spacious open-concept living area designed for both comfort and entertaining. The stunning primary suite features a luxurious pebble stone, rain-head super shower, creating a spa-like retreat. A newer washer and dryer add everyday convenience, and all appliances throughout the home have been updated, including a recently installed 3-ton HVAC system for enhanced comfort and efficiency. The oversized garage—large enough to function as a one-and-a-half-car garage—provides exceptional storage for beach gear, bicycles, and boating essentials. Beyond your doorstep, Little Harbor offers a true resort-style waterfront lifestyle. Residents enjoy access to a marina, waterfront restaurants, multiple pools, a fitness center, tennis and pickleball courts, and private beach access, all set against some of the most spectacular sunsets over Tampa Bay. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, every day here feels like a vacation. Ideally located in Ruskin, Florida, this home offers exceptional regional connectivity. You are just a short drive to MacDill Air Force Base, as well as other key military and defense installations throughout the Tampa Bay area, including Coast Guard facilities. Travel is convenient with both Tampa International Airport and St. Pete–Clearwater International Airport within easy reach. You are also close to the vibrant downtown districts of Tampa, St. Petersburg, and Sarasota. For beach lovers, the location is unmatched. Enjoy quick access to the world-renowned Gulf Coast beaches, including Anna Maria Island, Siesta Key, and Clearwater Beach, consistently ranked among the best beaches in the world. From white sand shores to crystal-clear waters, the best of Florida’s coastline is right at your fingertips. While Little Harbor does not feature a dedicated dog park within the community, it remains a pet-friendly waterfront neighborhood, with walking areas throughout and nearby public parks in Ruskin offering designated dog parks and additional pet-friendly outdoor spaces. Whether you are searching for a primary residence, vacation getaway, or income-producing investment, this exceptional property offers strong rental potential, an unbeatable location, and the coastal lifestyle you’ve been dreaming of. Don’t miss your opportunity to own one of Little Harbor’s desirable corner-unit townhomes, where comfort, nature, and resort-style living come together beautifully.

The essentials

Built
2007
Price / sqft
$261
On market
36 days
Annual tax
$7,292
HOA
$620/mo
Flood zone
AE
Lot
2,121 sqft
Type
Townhouse

Location

3228 Mangrove Point Dr
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Townhouse
Year Built
2007
Lot
2,121 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Brackish
Days on Market
36
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Window Treatments
Balcony
Playground
Sidewalk
Tennis Court(s)
Association Recreation - Owned
Deed Restrictions
Golf Carts OK
Irrigation-reclaimed Water
Park
Pool
Dishwasher
Dryer
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Purifier
Water Softener
Whole House R.o. System

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$7,292

Parcel #

U-02-32-18-82I-000001-00014.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bahia Beach Twnhms Ph 2

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

2,121 sqft

LandscapedNear MarinaSidewalkPaved
HOA
$620/mo
CHRISTINE TRIMMER
Date
Event
Price
8/6/2026
Listed for sale
Source: Stellar MLS #TB8532093
$415,000
$261/sqft
Est. monthly payment$3,600/mo
Principal & interest$2,164
Property taxes$608
Insurance$208
HOA$620
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $415,000
$412,500 – $415,000
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 23 townhouse or villa closings in 33570 landed at this number or higher (61%). The median one sat 85 days before it went under contract, and this one is on day 36.

Sample: 23 closed townhouse or villa sales in 33570 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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