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1601 Stephens Rd, Ruskin, FL, 33570

$217/sqft·Unplatted

3 bd2 ba2,303 sqft2 car garageSingle Family
Listed by FUTURE HOME REALTY INC· Last updated · MLS# TB8529281

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Est. monthly payment
$3,266/mo
Down payment (20%)
$100,000
Property taxes
$408/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1977
2 car garage
1.00 acres
Lot size
2,303 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorFire PitGarden

1601 Stephens Rd is a 1977-built home in Unplatted, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,303 square feet of living space. Listed at $500,000 (about $217/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 1601 Stephans Road in beautiful Ruskin, Florida. Imagine coming home to 1 full acre of land a 3-bedroom, 2-bath property 2 car garage, with TOTAL PRIVACY!!! Property features a new roof 2025, well 2024, new flooring, updated bathroom appliances, and fresh interior paint. The outdoors (plenty of space) RV space and is IDEAL for animals, gardening, outdoor fundays, grilling, parties, camping, property offers a touch of some newly planted fruit trees already in place. Home includes handicap-accessible bathrooms with plenty of space along the fireplace on cold nights, while entertaining family and friends in the country living. Home offers endless possibilities. Beaches within mins from home along with Boat Ramps, Parks and Community locate Golfing. Home is Move-in ready and perfect for buyers seeking land, comfort, and modern updates. NO HOA NO CDD!

The essentials

Built
1977
Price / sqft
$217
On market
51 days
Annual tax
$4,899
Flood zone
X · Low risk
Lot
43,560 sqft
Type
Single Family Residence

Location

1601 Stephens Rd
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
1977
Lot
43,560 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
51
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Fire Pit
Garden
Lighting
Outdoor Grill
Private Entrance
Private Mailbox
Private Yard
Storage
Convection Oven
Cooktop
Dishwasher
Disposal
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator

Elementary

Ruskin-HB

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$4,899

Parcel #

U-19-32-19-ZZZ-000001-80070.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Unplatted

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

43,560 sqft

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8529281
$500,000-2.9%
$217/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #TB8529281
$515,000+15.7%
$224/sqft
6/28/2024
Sold
Source: Hillsborough County Public Record
$445,000
$193/sqft
Est. monthly payment$3,266/mo
Principal & interest$2,608
Property taxes$408
Insurance$250
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $500,000
$500,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 51 after a $15,000 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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