Active
$1,350,000
Est. $9,011/mo

2304 Clement Rd, Lutz, FL, 33549

$336/sqft·Oakwood Reserve

5 bd4 ba4,013 sqft3 car garageSingle Family
Listed by MIHARA & ASSOCIATES INC.· Last updated · MLS# TB8530857

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Est. monthly payment
$9,011/mo
Down payment (20%)
$270,000
Property taxes
$1,295/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2020
Private pool
Child Safety Fence
3 car garage
Driveway
1.09 acres
Lot size
4,013 sqft
Living area

About this home

Cathedral Ceiling(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostat

2304 Clement Rd is a 2020-built home in Oakwood Reserve, Lutz. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,013 square feet of living space. Listed at $1,350,000 (about $336/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Set on an extraordinary 1.09-acre homesite in the coveted community of Oakwood Reserve, this stunning 2020 Cardel Homes residence offers an exceptional blend of timeless architecture, refined finishes, and resort-style living across more than 4,000 square feet. The private backyard is a true resort-inspired retreat featuring a sparkling saltwater pool with a sun shelf, bubbling fountains, stacked-stone towers with cascading water features crowned by dramatic fire bowls, an expansive travertine lanai, and a fully equipped outdoor kitchen—all enclosed within a panoramic screen enclosure. Framed by a peaceful wooded backdrop and vinyl-fenced sides, this outdoor oasis provides exceptional privacy for year-round entertaining. Inside, five bedrooms, four full baths, a dedicated executive office, and a spacious bonus room are thoughtfully designed for today’s lifestyle for everyday living, entertaining, and multigenerational comfort. From the moment you enter the sweeping curved driveway, this remarkable residence makes a lasting first impression. Framed by mature trees, the approach leads to a spacious three-car garage and parking court, while decorative roofline corbels complement a dramatic two-story stucco tower, while clean contemporary architecture creates striking curb appeal. A welcoming walkway leads to the covered portico and elegant front entry, accented by sidelights and a transom window. Beyond the foyer, French doors open to a private executive office. To the right, a separate hallway offers two generously sized bedrooms and full bath. The home then unfolds into an impressive great room with soaring 12-ft ceilings, rich luxury vinyl plank flooring, and expansive wall of glass. Quad pocketing sliding glass doors and transom windows flood the space with natural light while seamlessly extending the living area to the lanai. Recessed lighting, built-in surround sound, and tranquil wooded views complete this inviting gathering space, where sophisticated design meets effortless indoor-outdoor living. The designer kitchen showcases 42-inch cabinetry with stacked upper glass-front display cabinets, elegant crown molding, under cabinet lighting, gleaming quartz countertops, designer tile backsplash, and an oversized island featuring a farmhouse sink, storage, generous counter-height seating and open-frame lantern pendants overhead. Premium GE Café appliances, including a paneled French-door refrigerator, six-burner gas range, stainless vent hood, Advantium wall microwave, and spacious walk-in pantry complete the beautifully appointed kitchen. The adjacent dining area wrapped in natural light from triple picture windows and sliding glass doors topped with transom windows, transition to the lanai and pool. Privately situated on the first floor, the luxurious primary suite offers a tray ceiling and tranquil backyard views, creating a peaceful owners retreat. The spa-inspired bath features three separate tray ceiling details, dual vanities, a freestanding soaking tub, an oversized doorless walk-in shower, a private water closet, and an expansive custom walk-in closet. Also on the first floor are a privately positioned third bedroom, full bath, spacious laundry room with adjoining mudroom. Upstairs, a generous bonus room, fifth bedroom and full bath offers exceptional flexibility as a private guest retreat, multigenerational living space, or media or game room. Experience refined living in one of Oakwood Reserves finest residences.

The essentials

Built
2020
Price / sqft
$336
On market
43 days
Annual tax
$15,543
Flood zone
X · Low risk
Lot
47,536 sqft
Type
Single Family Residence

Location

2304 Clement Rd
Lutz, FL, 33549·33549 - Lutz
Type
Single Family Residence
Year Built
2020
Lot
47,536 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Oversized, Parking Pad
Pool
Child Safety Fence, Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
Days on Market
43
Cathedral Ceiling(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Kitchen
Private Mailbox
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator

Elementary

Maniscalco-HB

Middle

Liberty-HB

High

Freedom-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$15,543

Parcel #

U-20-27-19-B22-000000-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Oakwood Reserve

County

Hillsborough

MLS Area

33549 - Lutz

Lot Size

47,536 sqft

In CountyOversized Lot
Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #TB8530857
$1,350,000-1.5%
$336/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #TB8530857
$1,370,000+65.8%
$341/sqft
7/8/2020
Sold
Source: Hillsborough County Public Record
$826,400
$206/sqft
Est. monthly payment$9,011/mo
Principal & interest$7,041
Property taxes$1,295
Insurance$675
Down payment20% · $270,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $1,350,000
$1.34M – $1.35M
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in 33549 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 43 after a $20,000 cut.

Sample: 56 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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