ActiveOpen House

207 Lighthouse CT, Safety Harbor, FL, 34695

$324/sqft·Philippe Bay

2 bd2 ba1,235 sqft1 car garageVilla
Listed by KELLER WILLIAMS TAMPA PROPERTIES· Last updated · MLS# TB8529664

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,600/mo
Down payment (20%)
$80,000
Property taxes
$138/mo
HOA
$176/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Villa
Built 1984
Community pool
Shared amenity
1 car garage
Driveway
4,103 sqft lot
Lot size
1,235 sqft
Living area

Open house

Saturday, Sep 12· 3:00 PM to 6:00 PM

NEW PRICE! Join us for an Open House at this beautifully updated corner-unit condo in the desirable Philippe Bay community of Safety Harbor! This move-in-ready 2-bedroom, 2-bath home features soaring cathedral ceilings, a cozy wood-burning fireplace, stainless steel appliances, plantation shutters, a screened lanai with paver patio, and private garage. Enjoy community amenities, private access to Philippe Park, and an unbeatable location just minutes from downtown Safety Harbor.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatVaulted Ceiling(s)Walk-in Closet(s)

207 Lighthouse CT is a 1984-built home in Philippe Bay, Safety Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,235 square feet of living space. Listed at $400,000 (about $324/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $176 monthly.

From the listing

NEW PRICE! Welcome to Philippe Bay, one of Safety Harbor's most sought-after communities! Come see this beautifully updated 2-bedroom, 2-bath corner residence with a garage that offers privacy, comfort, and the exceptional Florida lifestyle. Situated on a quiet cul-de-sac, you will love the tranquil atmosphere while walking up the beautifully landscaped path to the brand new screen enclosed door. The Owners have made it a lovely retreat both outside an in. Step inside to discover an inviting open floor plan highlighted by soaring vaulted ceilings, a cozy wood-burning fireplace with a decorative wood hearth, and an abundance of natural light. The spacious kitchen overlooks the dining and living areas, allowing for effortless entertaining while keeping everyone connected. Since purchasing the home, the sellers have invested in numerous quality upgrades, including a new front entry door, upgraded electrical panel, and a complete suite of stainless steel kitchen appliances featuring a refrigerator, oven, microwave, and dishwasher. A brand-new LG ThinQ stackable washer and dryer adds everyday convenience, while elegant plantation shutters throughout the home and stylish shiplap accents in both bathrooms provide timeless character and charm. Modern knockdown ceilings throughout eliminate outdated popcorn ceilings for a fresh, contemporary look. The spacious primary suite offers a walk-in closet and an updated en-suite bath with a step-in shower and separate vanity area. A convenient interior laundry closet provides additional storage. And the second bedroom is nicely sized with a view of the cozy courtyard. Back in the living room you will enjoy the view of the screen enclosed patio and back yard. Outside, you'll appreciate the secluded private area surrounded by landscaping that creates a warm welcome home. Beyond the screened lanai, the sellers extended the outdoor living space with a beautiful paver patio complete with a decorative bird bath—an ideal setting to enjoy your morning coffee or unwind in the evenings. The detached one-car garage and additional storage closet provide plenty of room for vehicles, bikes, and beach gear. Even better, the yard may be fenced, making this a wonderful option for pet owners in this dog-friendly community. Additional improvements include a newer roof installed in 2019, water heater 2018, and the benefit of low HOA fees. Residents of Philippe Bay enjoy resort-style amenities including a sparkling community pool (Pool is currently being renovated), tennis courts, basketball court, scenic pond, and exclusive private access to Philippe Park. Just minutes away, downtown Safety Harbor offers award-winning restaurants, boutique shopping, waterfront parks, year-round festivals, and the renowned Safety Harbor Resort & Spa. This move-in ready home perfectly combines thoughtful updates, a prime location, and the relaxed charm that makes Safety Harbor one of Tampa Bay's most desirable places to call home. Schedule your private showing today and experience it for yourself

The essentials

Built
1984
Price / sqft
$324
On market
57 days
Annual tax
$1,650
HOA
$176/mo
Flood zone
X · Low risk
Lot
4,103 sqft
Type
Villa

Location

207 Lighthouse CT
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Villa
Year Built
1984
Lot
4,103 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
57
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Shade Shutter(s)
Sidewalk
Storage
Community Mailbox
Dog Park
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,650

Parcel #

34-28-16-68621-000-0730

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Philippe Bay

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

4,103 sqft

Cul-De-SacCity LimitsPaved
HOA
$176/mo
Beverly Neubecker
Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8529664
$400,000-1.2%
$324/sqft
Price change
Source: Stellar MLS #TB8529664
$405,000-4.7%
$328/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #TB8529664
$425,000+11.8%
$344/sqft
2/1/2025
Sold
Source: Pinellas County Public Record
$380,000
$308/sqft
Est. monthly payment$2,600/mo
Principal & interest$2,086
Property taxes$138
Insurance$200
HOA$176
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $400,000
$390,000 – $400,000
97.7% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 townhouse or villa closings in 34695 landed at this number or higher (52%). The median one sat 41 days before it went under contract, and this one is on day 57 after a $25,000 cut.

Sample: 21 closed townhouse or villa sales in 34695 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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