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824 Islebay Dr, Apollo Beach, FL, 33572

$212/sqft·Mirabay Ph 3b-2

4 bd4 ba3,848 sqft3 car garageSingle Family
Listed by 27NORTH REALTY· Last updated · MLS# TB8526655

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Est. monthly payment
$6,140/mo
Down payment (20%)
$163,000
Property taxes
$1,466/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2005
Private pool
Heated
3 car garage
Driveway
0.25 acres
Lot size
3,848 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart Home

824 Islebay Dr is a 2005-built home in Mirabay Ph 3b-2, Apollo Beach. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,848 square feet of living space. Listed at $815,000 (about $212/sqft), 57 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $190 annually.

From the listing

824 Islebay Drive | MiraBay | Apollo Beach 4 Bedrooms | 4 Bathrooms | 3,848 Sq Ft | 3-Car Garage | Pool Luxury living meets modern efficiency in this beautifully updated home located in the sought-after waterfront community of MiraBay. Thoughtfully enhanced with over $130,000 in recent upgrades, this spacious 4-bedroom, 4-bath residence offers the perfect combination of elegant living spaces, high-end improvements, and exceptional energy savings. From the moment you arrive, you'll appreciate the home's fresh curb appeal, highlighted by a brand-new roof (2024) and freshly painted interior (2026). Inside, nearly 3,850 square feet of thoughtfully designed living space features soaring ceilings, abundant natural light, hardwood flooring throughout the stairs and second-floor living areas, and new carpet in all bedrooms for a fresh, move-in-ready feel. The heart of the home is the beautifully appointed kitchen, complete with all-new appliances (2026), generous cabinetry, and an open layout that flows effortlessly into the main living and dining areas, making it ideal for both everyday living and entertaining. The flexible floor plan offers spacious bedrooms, multiple gathering spaces, and a private bonus room enhanced with newly added French doors, creating the perfect media room, game room, home office, or guest retreat. Step outside to your own backyard oasis, where a sparkling pool and newly installed Hayward heat pump allow for year-round enjoyment. Whether hosting family and friends or relaxing after a long day, the outdoor living space is designed for the Florida lifestyle. Beyond its beauty, this home delivers exceptional value with major system updates already completed. A fully paid-off 18.4 kW rooftop solar system, paired with a 14 kWh whole-home backup battery and Lumin Smart Energy Management System, provides impressive energy efficiency, lower utility costs, and peace of mind during power outages. Additional upgrades include dual HVAC systems replaced in 2023 and an EV charging station for added convenience. As a resident of MiraBay, you'll enjoy resort-style amenities including a waterfront clubhouse and café, resort pool, 24 hour fitness center, tennis and pickleball courts, parks, walking trails, playgrounds, and year-round community events. With luxury finishes, extensive recent improvements, outstanding energy efficiency, and an unbeatable location within one of Apollo Beach's premier communities, 824 Islebay Drive offers an exceptional opportunity to enjoy the very best of Florida living.

The essentials

Built
2005
Price / sqft
$212
On market
63 days
Annual tax
$17,591
HOA
$190/yr
Flood zone
AE
Lot
11,047 sqft
Type
Single Family Residence

Location

824 Islebay Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2005
Lot
11,047 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Tandem
Pool
Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
Days on Market
63
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$17,591

Parcel #

U-29-31-19-71Y-000036-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Ph 3b-2

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

11,047 sqft

FloodZoneIn CountyLandscapedLevelSidewalkPavedPrivate
HOA
$190/yr
Lesly Candelier/ FirstService Residential
Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #TB8526655
$815,000-1.2%
$212/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #TB8526655
$825,000+27.8%
$214/sqft
6/10/2021
Sold
Source: Hillsborough County Public Record
$645,700
$168/sqft
Est. monthly payment$6,140/mo
Principal & interest$4,251
Property taxes$1,466
Insurance$408
HOA$16
Down payment20% · $163,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $815,000
$805,000 – $815,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 63 after a $10,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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