ActiveOpen House

728 Spanish Main Dr, Apollo Beach, FL, 33572

$457/sqft·Apollo Beach

4 bd3 ba2,188 sqft2 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# TB8531002

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Est. monthly payment
$6,304/mo
Down payment (20%)
$199,800
Property taxes
$594/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1972
Waterfront
Canal - Saltwater
Private pool
Fiberglass
2 car garage
0.29 acres
Lot size

Open house

Friday, Sep 11· 3:00 PM to 6:00 PM

About this home

Stone CountersThermostatWalk-in Closet(s)DishwasherDisposalElectric Water HeaterMicrowaveRange Hood

728 Spanish Main Dr is a 1972-built home in Apollo Beach Unit Two, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,188 square feet of living space. Listed at $999,000 (about $457/sqft), 49 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

**Welcome to 728 Spanish Main Drive, where every evening ends with a spectacular waterfront sunset and every day feels like a vacation.** Perfectly positioned on one of Apollo Beach's most breathtaking waterfront homesites, this beautifully renovated 4-bedroom, 2.5-bath residence offers approximately 2,188 square feet of exceptional living space and an unparalleled Florida lifestyle. From the moment you enter, your attention is immediately drawn through the home to the expansive water views beyond. The rear of the property overlooks one of Apollo Beach's widest canals, creating a stunning panorama that feels more like open water than a traditional canal. The ever-changing views, abundant wildlife, passing boats, and unforgettable sunsets create a setting that is simply impossible to duplicate. Designed for entertaining on a grand scale, the backyard is truly the centerpiece of this home. An expansive covered patio of approximately 400 square feet overlooks the sparkling pool with its elegant water feature, creating an incredible outdoor living space for family gatherings, holiday celebrations, or quiet evenings watching the sun disappear over the water. Whether hosting dozens of guests or enjoying your morning coffee, this is waterfront living at its finest. Apollo Beach has become one of Tampa Bay's most sought-after waterfront communities, offering direct access to Tampa Bay while maintaining the relaxed atmosphere of a coastal neighborhood. Conveniently located approximately 25 minutes from Downtown Tampa, 35 minutes from Tampa International Airport, about 40 minutes to downtown St. Petersburg, and less than an hour to Sarasota, you'll enjoy the perfect balance of waterfront serenity and city convenience. As Apollo Beach continues to grow, opportunities to own premium canal-front property become increasingly limited, making homes like this exceptionally rare. Beyond its remarkable beauty, this home has been completely renovated with quality, craftsmanship, and long-term peace of mind in mind. The renovation was **fully permitted**, ensuring the work was completed to current building standards. Major improvements include a new roof, new air conditioning system, **impact-rated hurricane windows and doors throughout**, all new electrical wiring, all new interior plumbing, **a completely new sewer system extending from beneath the home all the way to the municipal connection at the street**, new drywall throughout the walls and ceilings, new flooring, cabinetry, fixtures, and finishes. The property also features a **brand-new seawall**, and allowing the next owner to design the perfect waterfront setup for their boating lifestyle. Best of all, this exceptional home is located in a community with **no HOA and no CDD fees**, providing added freedom and long-term savings. 728 Spanish Main is far more than a beautifully renovated waterfront home—it's a place where unforgettable sunsets, exceptional craftsmanship, and the very best of the Florida waterfront lifestyle come together.

The essentials

Built
1972
Price / sqft
$457
On market
50 days
Annual tax
$7,133
Flood zone
AE
Lot
12,500 sqft
Type
Single Family Residence

Location

728 Spanish Main Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
1972
Lot
12,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Fiberglass, In Ground, Lighting
Waterfront
Canal - Saltwater, Lagoon
Days on Market
50
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$7,133

Parcel #

U-21-31-19-1TJ-000022-00021.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Apollo Beach Unit Two

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

12,500 sqft

Oversized Lot
Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #TB8531002
$999,000-4.9%
$457/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #TB8531002
$1,050,000+672.6%
$480/sqft
6/1/1991
Sold
Source: Hillsborough County Public Record
$135,900
$62/sqft
Est. monthly payment$6,304/mo
Principal & interest$5,210
Property taxes$594
Insurance$500
Down payment20% · $199,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $999,000
$990,000 – $999,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 50 after a $51,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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