Active

13832 Shellmore Ave, Palmetto, FL, 34221

$158/sqft·Cove At Coasterra

4 bd3 ba2,271 sqft2 car garageSingle Family
Listed by TAYLOR MORRISON REALTY OF FL· Last updated · MLS# TB8526099

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,565/mo
Down payment (20%)
$71,788
Property taxes
$0/mo
HOA
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
4,800 sqft lot
Lot size

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COVE AT COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$50/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanPrimarybedroom UpstairsWindow TreatmentsClubhouseDog ParkFitness CenterGolf Carts OKPlayground

13832 Shellmore Ave is a 2026-built home in Cove At Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,271 square feet of living space. Listed at $358,941 (about $158/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.

From the listing

What's Special: No Rear Neighbors | Premium Location | Oversized Closet in Primary | Loft | Pond View. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Elm at 13832 Shellmore Avenue in Cove at Coasterra! This bright and welcoming two-story home offers an open concept design where the great room, dining area, and kitchen create the perfect setting for everyday moments and effortless entertaining. Upstairs, the generous primary suite provides a peaceful retreat, while three secondary bedrooms and a centrally located laundry room offer comfort and convenience for the whole household. Enjoy the outdoors on the private patio that overlooks the backyard. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: quartz countertops, gray cabinets, washer, dryer and refrigerator. Photos are for representative purposes only. MLS#TB8526099

The essentials

Built
2026
Price / sqft
$158
On market
67 days
Annual tax
$0
HOA
$50/mo
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

Location

13832 Shellmore Ave
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
67
Open Floorplan
Primarybedroom Upstairs
Window Treatments
Clubhouse
Dog Park
Fitness Center
Golf Carts OK
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$0

Parcel #

NALOT284

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cove At Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

4,800 sqft

HOA
$50/mo
Cove at Coasterra HOA
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8526099
$358,941+1.7%
$158/sqft
Price change
Source: Stellar MLS #TB8526099
$353,000-0.8%
$155/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #TB8526099
$355,999
$157/sqft
Est. monthly payment$2,565/mo
Principal & interest$1,872
Property taxes$464
Insurance$179
HOA$50
Down payment20% · $71,788
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $358,941
$355,000 – $358,941
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 67.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.