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12620 138th St N, Largo, FL, 33774

$410/sqft·Grove Lake Manor

3 bd2 ba1,526 sqft2 car garageSingle Family
Listed by FLORIDA DRIVEN REAL ESTATE· Last updated · MLS# TB8526002

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Est. monthly payment
$4,230/mo
Down payment (20%)
$125,000
Property taxes
$658/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1964
2 car garage
0.27 acres
Lot size
1,526 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone Counters

12620 138th St N is a 1964-built home in Grove Lake Manor, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,526 square feet of living space. Listed at $625,000 (about $410/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Completely renovated and truly turnkey! This immaculate 3-bedroom, 2-bath home sits on .27 acres and delivers modern coastal living with exceptional style, comfort, and peace of mind. Situated on a rare double-sized corner lot, the property offers outstanding privacy, expansive outdoor space, and the flexibility to add a custom pool while still preserving a generous yard. At the heart of the home is a stunning 2025 kitchen renovation, thoughtfully designed with shaker cabinetry, stunning quartzite countertops, a designer tile backsplash, farmhouse sink, and a full suite of new GE stainless steel appliances including a wall oven, cooktop, microwave, and refrigerator. The kitchen flows seamlessly into the main living areas, creating an open, airy layout ideal for entertaining and everyday living. The interior is light-filled and coastal-inspired, with ceramic wood plank-style flooring throughout, crown molding, recessed LED lighting, fresh neutral paint, and updated finishes that create a cohesive, modern aesthetic. The open-concept living and dining spaces connect effortlessly, offering a warm and inviting atmosphere with abundant natural light throughout. All major systems have been thoughtfully updated for long-term peace of mind, including a new roof (2024), LG HVAC system with all-new ductwork and smart thermostat (2025), updated electrical work, new exterior doors, Ring camera wiring, WiFi-enabled garage door opener with integrated camera controls, and upgraded fixtures throughout the home. The spacious primary suite provides a private retreat featuring an ensuite bathroom and large walk-in closet. Both bathrooms have been fully renovated with custom tile showers, sleek glass enclosures, and marble vanities complemented by upgraded plumbing fixtures and modern finishes. Exterior improvements enhance both beauty and functionality, including fresh exterior paint, new fencing, upgraded landscaping, gutters, Rain Bird irrigation system, and a paver patio designed for outdoor entertaining. The oversized corner lot is a rare find in this coastal location, offering ample space to create the ultimate backyard oasis with a pool, outdoor kitchen, or expanded entertaining areas. Additional highlights include a 2-car garage, washer and dryer, generator hookup, RV/Boating parking —perfect for enjoying the neighborhood lifestyle with ease and convenience. Located in the heart of Largo, this exceptional property is just one mile from the Gulf of Mexico, where residents enjoy award-winning powder-soft beaches, warm Gulf waters, and stunning sunsets. Nearby you’ll find waterfront dining, parks, shopping, and entertainment, while Tampa International Airport is an easy and convenient drive for both business and leisure travel. Short-term rentals are permitted, making this an outstanding opportunity for a primary residence, vacation home, or income-producing investment property. The home is also available fully furnished if desired, allowing for immediate move-in or turnkey rental readiness. With its rare combination of extensive renovations, oversized corner lot, pool-ready yard, coastal location, and flexible rental potential, this property stands out as one of the most compelling opportunities on Florida’s Gulf Coast. NOTE: The 2025 6 person Icon Golf cart is available for sale.

The essentials

Built
1964
Price / sqft
$410
On market
57 days
Annual tax
$7,890
Flood zone
X · Low risk
Lot
11,592 sqft
Type
Single Family Residence

Location

12620 138th St N
Largo, FL, 33774·33774 - Largo
Type
Single Family Residence
Year Built
1964
Lot
11,592 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
57
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Window Treatments
Lighting
Private Yard
Storage
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Flood Zone X

Annual Tax (2025)

$7,890

Parcel #

07-30-15-33840-000-0770

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Grove Lake Manor

County

Pinellas

MLS Area

33774 - Largo

Lot Size

11,592 sqft

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #TB8526002
$625,000-3.1%
$410/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #TB8526002
$645,000+33.0%
$423/sqft
12/1/2024
Sold
Source: Pinellas County Public Record
$485,000
$318/sqft
Est. monthly payment$4,230/mo
Principal & interest$3,260
Property taxes$658
Insurance$313
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $625,000
$615,000 – $625,000
98.6% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 33774 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 57 after a $20,000 cut.

Sample: 75 closed home sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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