Active
$399,000
Est. $2,610/mo

108 12th Ave S, Safety Harbor, FL, 34695

$407/sqft·Park Heights

2 bd2 ba980 sqftVilla
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8524509

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Est. monthly payment
$2,610/mo
Down payment (20%)
$79,800
Property taxes
$330/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Villa
Built 1985
2,884 sqft lot
Lot size
980 sqft
Living area

About this home

Eat-in KitchenHigh CeilingsRangeRefrigerator

108 12th Ave S is a 1985-built home in Park Heights, Safety Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 980 square feet of living space. Listed at $399,000 (about $407/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

2-bedroom, 2 full bath Villa located in the Safety Harbor area. Are you looking for an investment property, with the tenant already living in the home and wanting to stay, if possible. The home has not been updated, it does have a newer roof 2020, and a fenced in back yard area. The villa is located in the middle of the tri-plex, each villa has its own individual owner. The kitchen has an eat in dining area, the living room has vaulted ceilings. The home does need some work! Great location! Top 10 beaches in the US within 10 miles, Philippe Park is a few blocks away (covered picnic pavilions, walking/biking trail, boat ramp)! Walk to distinctive shops, award winning restaurants, festivals, cultural venues, holistic businesses, Farmer's Market & Third Friday's!

The essentials

Built
1985
Price / sqft
$407
On market
72 days
Annual tax
$3,956
Flood zone
X · Low risk
Lot
2,884 sqft
Type
Villa

Location

108 12th Ave S
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Villa
Year Built
1985
Lot
2,884 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
72
Eat-in Kitchen
High Ceilings
Range
Refrigerator

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$3,956

Parcel #

04-29-16-66348-003-0152

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Park Heights

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

2,884 sqft

Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #TB8524509
$399,000+795.6%
$407/sqft
12/1/1980
Sold
Source: Pinellas County Public Record
$44,550
$45/sqft
Est. monthly payment$2,610/mo
Principal & interest$2,081
Property taxes$330
Insurance$200
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $399,000
$390,000 – $399,000
97.7% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 townhouse or villa closings in 34695 landed at this number or higher (52%). The median one sat 41 days before it went under contract, and this one is on day 72.

Sample: 21 closed townhouse or villa sales in 34695 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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