Active
$1,316,000
Est. $8,400/mo

121 Carlyle Dr, Palm Harbor, FL, 34683

$585/sqft·Indian Bluff Island 2nd

3 bd3 ba2,251 sqft2 car garageSingle Family
Listed by BRADSHAW & BRADSHAW REALTY SER· Last updated · MLS# TB8521898

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Est. monthly payment
$8,400/mo
Down payment (20%)
$263,200
Property taxes
$879/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1959
Waterfront
Bayou
Private pool
Deck
2 car garage
Driveway
0.36 acres
Lot size

About this home

Ceiling Fans(s)L DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)

121 Carlyle Dr is a 1959-built home in Indian Bluff Island 2nd Add, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,251 square feet of living space. Listed at $1,316,000 (about $585/sqft), 41 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRICE IMPROVEMENT!! An ISLAND, a NEIGHBORHOOD, a LIFESTYLE!! INDIAN BLUFF ISLAND is an address with prestige! Join this elite conclave of homes situated in Northern Pinellas County surrounded by the Gulf & the serene waters of St. Joseph Sound. Offering a coastal way of life this 'resort' has it all! Your private, large, covered boat lift & dock allow you to hop on your boat or jet ski & cruise out to the barrier islands, Caladesi Island, Three Rooker Island or head off shore to fish for grouper. Stay closer to home & launch your stand up board, kayaks or canoes & drift into a paddler's paradise. Cool off & float in your crystal clear pool or relax & re-energize in the bubbly hot tub. Sip your favorite beverage as you appreciate amazing sunsets & panoramic views from your rooftop widow's walk. Cooking is easy in your outdoor kitchen complete with grill, smoker, turkey fryer & green egg. Back yard is totally fenced & includes lots of grassy areas for furry friends, fire pits, multiple seating areas, beautiful stag horn ferns, palm trees, triple flag pole & pavered walkways & pool deck. This 3 bedroom/2 bath home offers an open concept design with a bonus/flex room that is easily converted to a 4th bedroom. Kitchen & bathrooms are all new with wood cabinets, solid surface counters & stylish stone. Curl up with a good book in front of your wood burning fireplace or pull the curtains, make the popcorn & watch a movie in your media/family room. Your 'party size' dining area is perfect for entertaining with kitchen pass-thru & barstool seating. The primary suite provides it's own quiet retreat with separate sitting room/den & dream closets/wardrobes. Quiet, ideal location close to all amenities, golf courses, beaches, Pinellas Trail, Wall Springs Park, Palm Harbor schools, medical/hospitals. Enjoy the cool breezes & unique benefits of Island living. Love where you live!!

The essentials

Built
1959
Price / sqft
$585
On market
74 days
Annual tax
$10,553
Flood zone
AE
Lot
15,673 sqft
Type
Single Family Residence

Location

121 Carlyle Dr
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1959
Lot
15,673 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Electric, Heat Recovery Unit
Parking
Driveway, Garage Door Opener, Ground Level
Pool
Deck, Gunite, In Ground, Lighting
Waterfront
Bayou
Days on Market
74
Ceiling Fans(s)
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
French Doors
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sprinkler Metered
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener

Elementary

Sutherland Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$10,553

Parcel #

26-27-15-42660-004-0700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Indian Bluff Island 2nd Add

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

15,673 sqft

Flood Insurance RequiredFloodZoneIn CountyLandscapedLevelNear Golf CourseNear MarinaPavedUnincorporated
Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #TB8521898
$1,316,000-1.3%
$585/sqft
6/29/2026
Listed for sale
Source: Stellar MLS #TB8521898
$1,333,000+99.0%
$592/sqft
7/1/2011
Sold
Source: Pinellas County Public Record
$670,000
$298/sqft
Est. monthly payment$8,401/mo
Principal & interest$6,863
Property taxes$879
Insurance$658
Down payment20% · $263,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,316,000
$1.30M – $1.32M
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 74 after a $17,000 cut.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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