Active
$1,300,000
Est. $8,553/mo

4120 Ridgemoor Dr, Palm Harbor, FL, 34685

$379/sqft·Ridgemoor

4 bd3 ba3,432 sqft3 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# TB8491190

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Est. monthly payment
$8,553/mo
Down payment (20%)
$260,000
Property taxes
$1,123/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2016
Private pool
In Ground
3 car garage
Driveway
1.00 acres
Lot size
3,432 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersTray Ceiling(s)

4120 Ridgemoor Dr is a 2016-built home in Ridgemoor, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,432 square feet of living space. Listed at $1,300,000 (about $379/sqft), 137 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to a home that doesn’t just check the boxes… it builds a whole new list. Tucked away on a rare, private 1 acre homesite backing to peaceful conservation in beautiful Palm Harbor, this fully reimagined luxury masterpiece offers the kind of privacy, serenity, and everyday “wow” factor that buyers dream about but rarely find. And yes, your neighbors may include a few graceful deer… they don’t make much noise and they never borrow anything. From the moment you step through the elegant double doors, this home makes an unforgettable first impression. The formal living and dining spaces are warm, refined, and instantly inviting, setting the tone for what’s to come. Featuring 4 spacious bedrooms, a dedicated office, 3 full bathrooms, and a 3 car garage, this home offers both luxury and functionality. The primary suite is a true retreat, complete with a generous walk-in closet and the kind of space that makes you wonder why you ever settled for less. At the heart of the home, the open-concept chef’s kitchen and family room deliver exactly what today’s buyers want. A large center island, stunning custom countertops, soaring volume ceilings, and a family room fireplace create the perfect setting for entertaining or simply enjoying a quiet night in. Natural light pours in, and the seamless flow to the outdoor living space makes indoor-outdoor living effortless. And then there’s the backyard… your own private resort. The sparkling pool area is surrounded by tranquil views, offering a level of peace and relaxation that feels miles away from everything, yet you’re right in the heart of it all. Be careful though… you may sit down “just for a minute” and look up three hours later wondering where the day went. The secondary bedrooms are generously sized, perfect for family and guests who may suddenly want to visit more often once they see this place. All of this is located just minutes from world class Gulf beaches, top rated healthcare, golf courses, parks, trails, water activities, premier shopping, and easy access to Tampa International Airport, Clearwater St. Pete Airport, downtown Tampa, and St. Petersburg. This is more than just a home. It’s space, privacy, luxury, and lifestyle all wrapped into one exceptional property. Opportunities like this don’t come along often… and when they do, they don’t last. Schedule your private showing today before someone else beats you to it.

The essentials

Built
2016
Price / sqft
$379
On market
168 days
Annual tax
$13,474
Flood zone
X · Low risk
Lot
43,560 sqft
Type
Single Family Residence

Location

4120 Ridgemoor Dr
Palm Harbor, FL, 34685·34685 - Palm Harbor
Type
Single Family Residence
Year Built
2016
Lot
43,560 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Driveway, Garage Door Opener, Garage
Pool
In Ground
Days on Market
168
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Homestead exemption on fileFlood Zone x

Annual Tax (2025)

$13,474

Parcel #

23 27 16 18722 000 1081

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Ridgemoor

County

Pinellas

MLS Area

34685 - Palm Harbor

Lot Size

43,560 sqft

Oversized Lot
Date
Event
Price
3/27/2026
Listed for sale
Source: Stellar MLS #TB8491190
$1,300,000+80.6%
$379/sqft
10/1/2016
Sold
Source: Pinellas County Public Record
$720,000
$210/sqft
Est. monthly payment$8,553/mo
Principal & interest$6,780
Property taxes$1,123
Insurance$650
Down payment20% · $260,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $1,300,000
$1.28M – $1.30M
98.4% – 100% of listTops out right at the list price
80% of listList price
26 of the last 51 home closings in 34685 landed at this number or higher (51%). The median one sat 34 days before it went under contract, and this one is on day 168.

Sample: 51 closed home sales in 34685 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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