Active
$2,400,000
Est. $15,700/mo

825 Manns Harbor Dr, Apollo Beach, FL, 33572

$497/sqft·Mirabay Ph 3c-3

5 bd5 ba4,830 sqft3 car garageSingle Family
Listed by 27NORTH REALTY· Last updated · MLS# TB8520847

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$15,700/mo
Down payment (20%)
$480,000
Property taxes
$1,968/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
Waterfront
Lagoon
Private pool
Deck
3 car garage
Driveway
0.34 acres
Lot size

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

825 Manns Harbor Dr is a 2021-built home in Mirabay Ph 3c-3, Apollo Beach. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,830 square feet of living space. Listed at $2,400,000 (about $497/sqft), 79 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $190 annually.

From the listing

825 Manns Harbor Drive | 5 Bedrooms | 4.5 Bathrooms | 4,648 Sq Ft | Waterfront | MiraBay There is a specific stretch of MiraBay that residents wait years for the chance to call home. Bordered by the Wolf Creek Nature Preserve and situated on a rare 100-foot-wide waterfront lot lined with mature palms, 825 Manns Harbor Drive offers a combination of privacy, water frontage, and protected views that is difficult to find anywhere else in the community. The peaceful setting, long water views, and natural backdrop create an environment that simply cannot be replicated. The floor plan is thoughtful from front to back. An oversized office sits at the front of the home, set apart from the main living areas and ideal for working from home or quiet reading. The chef's kitchen features solid wood cabinetry, quartz countertops, a gas cooktop with custom hood, double ovens, stainless steel appliances, and a custom-built great room bar. The oversized center island is complemented by illuminated cabinetry and a true butler's pantry complete with a vegetable sink, and walk-in storage. The primary suite is located on the main level and features a giant walk-in shower, dual vanities, and a custom closet organization system. The remaining bedrooms are generously sized with large closets and dedicated bath access, while custom wall details are woven throughout the home. Storage has been thoughtfully incorporated at every turn. Upstairs, the home opens up in unexpected ways. The full-sized family loft is framed by nearly wall-to-wall picture windows capturing expansive views across the MiraBay lagoon. A dedicated movie theater room with full surround sound creates a private entertainment space for family and guests. The second-floor balcony faces west and is perfectly positioned to enjoy sunsets over the preserve each evening. The home is wired for smart home functionality throughout. Outside, more than 700 square feet of covered outdoor living and entertaining space extends the home's living area. The screened lanai surrounds a heated pool and spa overlooking deep water views and includes a dedicated pool bath for convenience. The composite dock is equipped with water, electricity, and a 13,000-pound lift. Additional features include true wood flooring, smart technology, surround sound, a custom stair railing, a three-car garage, and a tile roof. The HVAC system was serviced in May 2026. MiraBay's HOA is approximately $190 yearly and includes two heated pools, a 24-hour fitness center, tennis courts, pickleball courts, basketball courts, a kayak launch, and a full calendar of community events. Residents can access the MiraBay Shopping Plaza by golf cart. The community is elevated, and flood insurance rates are often lower than many surrounding waterfront neighborhoods. *****What the Seller Loves "What I will miss most is the morning. Sitting on the lanai with a cup of coffee, the preserve behind us and the water in front of us, there is no noise except the birds and the occasional boat heading out to the bay. We chose this location within MiraBay very deliberately, and it delivered everything we hoped it would. The outdoor kitchen made every weekend feel like an event, and the boat lift meant Tampa Bay was never more than a few minutes away. Watching the sunset over the preserve from the balcony never got old. This home was built to be lived in fully, and we did exactly that."

The essentials

Built
2021
Price / sqft
$497
On market
85 days
Annual tax
$23,611
HOA
$190/yr
Flood zone
AE
Lot
15,000 sqft
Type
Single Family Residence

Location

825 Manns Harbor Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2021
Lot
15,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Deck, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Tile
Waterfront
Lagoon
Days on Market
85
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$23,611

Parcel #

U-29-31-19-88F-000011-00011.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Ph 3c-3

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

15,000 sqft

ClearedIn CountyLandscapedLevelSidewalkPaved
HOA
$190/yr
First Service Residential /Lesly Candelier
Date
Event
Price
6/18/2026
Listed for sale
Source: Stellar MLS #TB8520847
$2,400,000
$497/sqft
Est. monthly payment$15,700/mo
Principal & interest$12,517
Property taxes$1,968
Insurance$1,200
HOA$16
Down payment20% · $480,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $2,400,000
$2.37M – $2.40M
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 85.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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