Active
$2,200,000
Est. $15,732/mo

823 Manns Harbor Dr, Apollo Beach, FL, 33572

$375/sqft·Mirabay

6 bd7 ba5,863 sqft3 car garageSingle Family
Listed by PREMIER SOTHEBYS INTL REALTY· Last updated · MLS# TB8515336

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Est. monthly payment
$15,732/mo
Down payment (20%)
$440,000
Property taxes
$3,142/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
Waterfront
Lagoon
Private pool
Heated
3 car garage
Driveway
0.46 acres
Lot size

About this home

High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersWalk-in Closet(s)

823 Manns Harbor Dr is a 2021-built home in Mirabay, Apollo Beach. Inside you'll find 6 bedrooms, 7 bathrooms, and 5,863 square feet of living space. Listed at $2,200,000 (about $375/sqft), 91 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $190 annually.

From the listing

MAJOR PRICE IMPROVEMENT | With acceptable offer and lender approval, Sellers to offer $45K credit toward Buyer’s preferred dock installation, to be used toward closing costs, fees, prepaids and rate buy downs. | Experience elevated waterfront living at 823 Manns Harbor Drive in Bay Estates Preserve, MiraBay’s newest and final gated enclave in Apollo Beach. Offering the largest floor plan available in Bay Estates Preserve, this elegant coastal residence sits on a beautifully landscaped .46-acre waterfront homesite overlooking one of the community’s widest canal basins, with long water views and direct boating access to Tampa Bay and the Gulf. Designed for Florida indoor-outdoor living, the home features high ceilings, generous living spaces, smart home technology and an open great room with a well-appointed kitchen for effortless entertaining. A first-floor primary suite and separate guest en-suite offer comfort and flexibility. Upstairs, enjoy a spacious home theater and gathering area with wet bar opening to a water-view balcony. Outdoors, a heated saltwater pool and spa take full advantage of the waterfront setting, with a panoramic screen enclosure designed to preserve the views. An expansive pool deck, outdoor kitchen, generous lawn and waterfront fire pit create exceptional spaces for entertaining and relaxing. On-site dockage is approved, enhancing the property’s appeal for boaters. Additional features include a three-car garage with EV charger, golf-cart-friendly streets, underground utilities and lock-controlled access to Tampa Bay. MiraBay residents enjoy resort-style amenities including a clubhouse, heated pools, dining, fitness, tennis, pickleball and community events. A distinctive opportunity for luxury waterfront living in MiraBay and Apollo Beach.

The essentials

Built
2021
Price / sqft
$375
On market
99 days
Annual tax
$37,700
HOA
$190/yr
Flood zone
AE
Lot
20,038 sqft
Type
Single Family Residence

Location

823 Manns Harbor Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2021
Lot
20,038 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Zoned
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Faces Side, Oversized, Parking Pad
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
Waterfront
Lagoon
Days on Market
99
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Fire Pit
Lighting
Outdoor Kitchen
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Water Filtration System
Water Softener
Wine Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$37,700

Parcel #

U-29-31-19-88F-000011-00010.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

20,038 sqft

Flood Insurance RequiredFloodZoneIrregular LotLandscapedNear MarinaOversized LotSidewalkPaved
HOA
$190/yr
First Service Residential
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8515336
$2,200,000-6.8%
$375/sqft
Price change
Source: Stellar MLS #TB8515336
$2,360,000-20.6%
$403/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #TB8515336
$2,972,000
$507/sqft
Est. monthly payment$15,731/mo
Principal & interest$11,474
Property taxes$3,142
Insurance$1,100
HOA$16
Down payment20% · $440,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,200,000
$2.18M – $2.20M
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 99 after a $772,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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