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87 1st Ave NW, Lutz, FL, 33548

$245/sqft·West North Tampa

3 bd3 ba1,799 sqft2 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8519979

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Est. monthly payment
$2,778/mo
Down payment (20%)
$87,980
Property taxes
$264/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1988
Waterfront
Lake Front
2 car garage
Circular Driveway
0.59 acres
Lot size
1,799 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorStone CountersVaulted Ceiling(s)Private MailboxDisposalElectric Water HeaterMicrowave

87 1st Ave NW is a 1988-built home in West North Tampa, Lutz. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,799 square feet of living space. Listed at $439,900 (about $245/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Price Improvement! Seller will contribute toward buyer closing costs or an interest rate buy-down with an acceptable offer. Located in the highly sought-after Steinbrenner High School district with NO HOA or CDD fees, this charming lakefront home is tucked away at the end of a quiet dead-end street on a private .59-acre lot. Offering 1,801 square feet of living space, this 3-bedroom, 2.5-bath home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious upstairs loft. The first-floor primary suite offers private access to the screened lanai and an updated en-suite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft ideal for a home office, playroom, or additional living space. Step outside and enjoy the park-like backyard with direct lake access—perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the peaceful waterfront views. Recent updates include exterior paint (2025), new water softener system (2025), roof (2019), updated bathrooms, HVAC (2014), and water heater (2014). Conveniently located near US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment, this home offers a rare combination of privacy, lakefront living, an oversized lot, and an excellent Lutz location.

The essentials

Built
1988
Price / sqft
$245
On market
86 days
Annual tax
$3,164
Flood zone
X · Low risk
Lot
25,875 sqft
Type
Single Family Residence

Location

87 1st Ave NW
Lutz, FL, 33548·33548 - Lutz
Type
Single Family Residence
Year Built
1988
Lot
25,875 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Garage Faces Side
Waterfront
Lake Front
Days on Market
86
Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Vaulted Ceiling(s)
Private Mailbox
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener

Elementary

Lutz-HB

Middle

Buchanan-HB

High

Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,164

Parcel #

U-12-27-18-0JF-000001-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

West North Tampa

County

Hillsborough

MLS Area

33548 - Lutz

Lot Size

25,875 sqft

In CountyStreet Dead-End
Date
Event
Price
7/30/2026
Price change
Source: Stellar MLS #TB8519979
$439,900-2.2%
$245/sqft
Price change
Source: Stellar MLS #TB8519979
$450,000-3.2%
$250/sqft
6/17/2026
Listed for sale
Source: Stellar MLS #TB8519979
$465,000
$258/sqft
Est. monthly payment$2,778/mo
Principal & interest$2,294
Property taxes$264
Insurance$220
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $439,900
$432,500 – $439,900
98.1% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33548 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 86 after a $25,100 cut.

Sample: 31 closed home sales in 33548 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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