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19539 Roseate Dr, Lutz, FL, 33558

$276/sqft·Waterside / Lake Mary Lou North

3 bd3 ba2,137 sqft2 car garageSingle Family
Listed by 54 REALTY LLC· Last updated · MLS# TB8540064

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,976/mo
Down payment (20%)
$117,980
Property taxes
$453/mo
HOA
$451/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2020
2 car garage
Driveway
5,494 sqft lot
Lot size
2,137 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostat

19539 Roseate Dr is a 2020-built home in Waterside / Lake Mary Lou North, Lutz. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,137 square feet of living space. Listed at $589,900 (about $276/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $451 quarterly.

From the listing

Welcome to this beautifully upgraded 3-bedroom, 2.5-bath home with an office, first-floor primary suite, and peaceful conservation views in the desirable Arbors at Waterside community of Lutz, Florida. Offering an impressive combination of modern finishes, flexible living space, privacy, low HOA fees, and NO CDD fees, this move-in-ready home is designed for comfortable Florida living and entertaining. Step inside to a grand, light-filled entrance featuring soaring ceilings, elegant tray ceiling details, and an open-concept floor plan. The gourmet kitchen is the centerpiece of the home, featuring quartz countertops, stainless steel appliances, a gas cooktop, built-in oven and microwave, deep farmhouse sink, subway tile backsplash, breakfast bar, abundant cabinetry, and generous counter space. The kitchen flows seamlessly into the spacious dining and living areas, where triple sliding glass doors showcase tranquil conservation views and fill the home with natural light. Open the sliders to the screened lanai and enjoy your own private outdoor retreat overlooking the conservation area with no immediate rear neighbors—perfect for morning coffee, relaxing evenings, or entertaining family and friends. The spacious first-floor primary suite offers privacy and convenience with a large walk-in closet and beautifully appointed en-suite bathroom featuring dual quartz vanities and an oversized walk-in shower. Also located on the first floor is a dedicated den/office or flex space, guest half bath, under-stair storage, and a custom drop zone at the garage entrance complete with cabinetry and quartz countertops. Upstairs, the wood-spindle staircase leads to two additional bedrooms and a full bathroom featuring a double vanity and a separate shower and commode area, creating a functional layout for family members or overnight guests. Additional upgrades include quartz countertops throughout, a stone-accented exterior elevation, paver driveway with fresh sealant, epoxy-coated garage floor, screened lanai, conservation homesite, and custom built-in drop zone. Enjoy low HOA fees and NO CDD fees along with neighborhood amenities including a community lake and park. Ideally located in Lutz with convenient access to US-41, SR-54, and the Veterans Expressway (SR-589), this home puts shopping, dining, grocery stores, medical facilities, recreation, nature parks, trails, and the greater Tampa Bay area within easy reach. If you're searching for a move-in-ready Lutz home with a first-floor primary suite, dedicated home office, gourmet kitchen, conservation views, screened outdoor living, and no CDD fees, this one deserves to be at the top of your list. Schedule your private showing today!

The essentials

Built
2020
Price / sqft
$276
On market
21 days
Annual tax
$5,440
HOA
$451/qtr
Flood zone
X · Low risk
Lot
5,494 sqft
Type
Single Family Residence

Location

19539 Roseate Dr
Lutz, FL, 33558·33558 - Lutz
Type
Single Family Residence
Year Built
2020
Lot
5,494 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
21
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Barrel/Cistern(s)
Sidewalk
Park
Built-in Oven
Cooktop
Dishwasher
Gas Water Heater
Microwave
Refrigerator

Elementary

Skybrooke K-8

Middle

Hudson Academy ( 4-8)

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$5,440

Parcel #

18-26-34-008.0-000.00-007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterside / Lake Mary Lou North

County

Pasco

MLS Area

33558 - Lutz

Lot Size

5,494 sqft

Conservation Area
HOA
$451/qtr
Wise Property Management - Jonah Galewitz
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8540064
$589,900-1.7%
$276/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #TB8540064
$600,000-2.4%
$281/sqft
1/30/2025
Sold
Source: Pasco County Public Record
$615,000
$288/sqft
Est. monthly payment$3,975/mo
Principal & interest$3,077
Property taxes$453
Insurance$295
HOA$150
Down payment20% · $117,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $589,900
$585,000 – $589,900
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 127 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 21 after a $10,100 cut.

Sample: 127 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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