Active

505 Whispering Oak Dr, Tarpon Springs, FL, 34689

$260/sqft·Oakleaf Village

3 bd2 ba1,616 sqft2 car garageSingle Family
Listed by CENTURY 21 COASTAL ALLIANCE· Last updated · MLS# TB8519183

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,544/mo
Down payment (20%)
$84,000
Property taxes
$141/mo
HOA
$30/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1980
2 car garage
Driveway
0.26 acres
Lot size
1,616 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

505 Whispering Oak Dr is a 1980-built home in Oakleaf Village, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,616 square feet of living space. Listed at $420,000 (about $260/sqft), 67 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 annually.

From the listing

Spacious home with rare boat/RV parking in desirable Oakleaf Village offers the perfect combination of space, updates, and location. Finally—room for all your toys—this beautifully maintained 3-bedroom, 2-bath ranch-style home sits on over a ¼-acre lot at the end of a quiet cul-de-sac in sought-after Oakleaf Village in Tarpon Springs. Surrounded by mature oak canopies, the property blends privacy, charm, and functionality, with no CDD, optional HOA, and no flood insurance required. Key updates include windows and doors (2021), water heater (2020), exterior paint (2024), A/C (2018 with fan motor replaced in 2025), roof (2012), and solid block construction, offering peace of mind for years to come. Inside, the home features high ceilings and an open, versatile floor plan with both a great room and a separate family room with french doors which lead to backyard, ideal for entertaining or flexible living arrangements. There is no carpet, mostly 18” ceramic tile throughout, laminate in 2 bedrooms, and stained concrete in the third bedroom with access to the rear screened & covered porch. The flooring provides durability and easy maintenance. The spacious kitchen offers abundant cabinetry and counter space, snack bar and a new side-by-side refrigerator (2025), and direct views of the backyard with access to the screened porch. The large primary suite includes a stylish barn door entry and en suite bath with a walk-in shower, updated vanity and faucet, while the secondary bedrooms are generously sized and supported by a fully remodeled guest bathroom. Outdoor living is a standout, with a backyard designed for entertaining featuring a swim spa with deck and a screened porch for year-round enjoyment and a PVC fence along the back yard for privacy. The oversized 2-car garage, extended driveway, and additional parking pad provide ample parking, while double-gate backyard access allows easy storage for a boat, RV, camper, or work vehicle. The location is equally appealing, with close proximity to St. Petersburg College, the Downtown area, Howard Park Beach, Sunset Beach, the Pinellas Trail, Tarpon Springs Sponge Docks, Innisbrook Golf Resort, shopping, dining, and medical facilities, plus convenient access to Belcher Road, US-19, and Alt-19. A unique bonus is that the home is located on the same electrical grid as a nearby hospital, which can help minimize power interruptions during storms. This is a rare opportunity to own a move-in ready home with space, updates, and flexibility in one of the area’s most desirable neighborhoods—schedule your showing today.

The essentials

Built
1980
Price / sqft
$260
On market
87 days
Annual tax
$1,693
HOA
$30/yr
Flood zone
X · Low risk
Lot
11,112 sqft
Type
Single Family Residence

Location

505 Whispering Oak Dr
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Single Family Residence
Year Built
1980
Lot
11,112 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest, RV Access/Parking
Days on Market
87
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Window Treatments
Fire Pit
French Doors
Lighting
Rain Gutters
Sidewalk
Sliding Doors
Deed Restrictions
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Range
Range Hood
Refrigerator
Washer

Elementary

Tarpon Springs Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,693

Parcel #

24-27-15-62939-001-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Oakleaf Village

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

11,112 sqft

Cul-De-SacCity LimitsLandscapedSidewalkPaved
HOA
$30/yr
Date
Event
Price
8/1/2026
Price change
Source: Stellar MLS #TB8519183
$420,000-1.2%
$260/sqft
6/16/2026
Listed for sale
Source: Stellar MLS #TB8519183
$425,000+153.1%
$263/sqft
8/1/2004
Sold
Source: Pinellas County Public Record
$167,900
$104/sqft
Est. monthly payment$2,544/mo
Principal & interest$2,190
Property taxes$141
Insurance$210
HOA$3
Down payment20% · $84,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $420,000
$412,500 – $420,000
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 87 after a $5,000 cut.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.