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12 Mariner Dr #12, Tarpon Springs, FL, 34689

$184/sqft·Mariner Village Cluster

3 bd3 ba2,980 sqft2 car garageTownhouse
Listed by KELLER WILLIAMS REALTY- PALM H· Last updated · MLS# TB8465438

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Est. monthly payment
$3,565/mo
Down payment (20%)
$109,800
Property taxes
$427/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
3 stories · 1979
Waterfront
Canal - Saltwater
Community pool
Shared amenity
2 car garage
Driveway
2,980 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsSolid Wood CabinetsStone CountersWalk-in Closet(s)Private MailboxClubhouse

12 Mariner Dr #12 is a 1979-built home in Mariner Village Cluster, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,980 square feet of living space. Listed at $549,000 (about $184/sqft), 230 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Welcome to refined waterfront living in this exceptional three-bedroom, three-bath townhome-style residence that lives like a single-family home, located in the coveted Mariner Village waterfront community. Offering the privacy and spaciousness of a standalone home with the convenience of MAINTENANCE FREE LIVING, this residence includes exterior maintenance, grounds care, and access to all community amenities, with cable TV, internet, water, sewer, and trash all included - Thoughtfully designed across three levels, the home offers a seamless blend of elegance, comfort, and resort-style living. The main living level showcases an open-concept layout ideal for sophisticated entertaining. The chef’s kitchen is appointed with custom wood soft-close cabinetry, stainless steel appliances, an expansive breakfast bar, and a built-in wine refrigerator. Flowing effortlessly into the living area, you’ll find a corner wood-burning fireplace and walls of glass that open to a private screened lanai, creating an inviting indoor-outdoor ambiance. A beautifully appointed flex space on this level—ideal as a guest suite, executive home office, or library—features pocket sliding doors, custom built-ins, additional storage, and a private en suite bath with walk-in shower, along with direct lanai access. The third floor offers a tranquil retreat. A guest bedroom with water views, generous closet space, and a private bath provides comfort and privacy. The primary suite is a true sanctuary, featuring its own screened balcony, a versatile sitting or office alcove, an expansive walk-in closet, and a spa-inspired en suite bath with an oversized walk-in shower, dual vanities, abundant storage, and a private water closet. The first-floor living space enhances the home’s versatility with an open layout highlighted by a stacked-stone wood-burning fireplace and an elegant wet bar complete with sink, mini refrigerator, and custom cabinetry—ideal for hosting or relaxing. Sliding glass doors lead to an extended brick-paver patio, perfect for alfresco dining and outdoor lounging. This level also includes a dedicated laundry room and a bonus studio or storage space. Additional features include a two-car garage with ample storage, engineered hardwood flooring throughout the upper levels, and beautiful tile flooring on the first floor. Residents of Mariner Village enjoy exclusive access to two clubhouses, resort-style pools, walking trails, tennis courts, and convenient kayak launches, with one located just steps from the residence. Impeccably maintained and truly turn-key, this home offers the ease of maintenance-free living without sacrificing space, privacy, or luxury—an exceptional waterfront lifestyle.

The essentials

Built
1979
Price / sqft
$184
On market
231 days
Annual tax
$5,128
Flood zone
AE
Type
Townhouse

Location

12 Mariner Dr #12
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Townhouse
Year Built
1979
Lot
-
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Canal - Saltwater
Days on Market
231
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Private Mailbox
Clubhouse
Gated Community - Guard
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Wine Refrigerator

Elementary

Sunset Hills Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$5,128

Parcel #

23-27-15-55320-004-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mariner Village Cluster

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

-

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8465438
$549,000-4.4%
$184/sqft
Price change
Source: Stellar MLS #TB8465438
$574,000-16.2%
$193/sqft
1/23/2026
Listed for sale
Source: Stellar MLS #TB8465438
$685,000
$230/sqft
Est. monthly payment$3,565/mo
Principal & interest$2,863
Property taxes$427
Insurance$275
Down payment20% · $109,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $549,000
$535,000 – $549,000
97.8% – 100% of listTops out right at the list price
80% of listList price
16 of the last 30 townhouse or villa closings in 34689 landed at this number or higher (53%). The median one sat 76 days before it went under contract, and this one is on day 231 after a $136,000 cut.

Sample: 30 closed townhouse or villa sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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