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3141 N Canal Dr, Palm Harbor, FL, 34684

$289/sqft·Lake Tarpon Estates

3 bd3 ba1,729 sqft2 car garageSingle Family
Listed by LPT REALTY LLC· Last updated · MLS# TB8518778

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Est. monthly payment
$3,561/mo
Down payment (20%)
$99,980
Property taxes
$704/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1984
Waterfront
Canal - Freshwater
Private pool
Gunite
2 car garage
6,560 sqft lot
Lot size

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsBalconyFrench DoorsSliding DoorsDishwasher

3141 N Canal Dr is a 1984-built home in Lake Tarpon Estates, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,729 square feet of living space. Listed at $499,900 (about $289/sqft), 25 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to your own slice of waterfront paradise on Lake Tarpon! This canal-front property offers the perfect combination of boating, recreation, and Florida living, with direct access to one of Tampa Bay's most sought-after waterfront destinations. Located just minutes from beautiful Lake Tarpon, this waterfront home is ideal for boating enthusiasts, anglers, and anyone who loves an active outdoor lifestyle. Enjoy easy access to boating, water skiing, wakeboarding, tubing, fishing, and sunset cruises right from your backyard. The property features a private boat dock, making it easy to get out on the water whenever the mood strikes. Major updates include a NEW ROOF (2024). Outside, you'll find a large screened enclosure, complete with a caged lap pool and spillover spa, creating the perfect setting for entertaining, relaxing, or enjoying the Florida sunshine year-round. The flexible floor plan offers excellent options for today's lifestyle needs. A spacious downstairs bonus room with a private bath is ideal for a home office, media room, game room, guest suite, or multigenerational living arrangement. Upstairs, the main living area is filled with natural light and architectural charm. The expansive great room features vaulted ceilings, skylights, and a fireplace, creating a warm and inviting gathering space. Step onto the second-floor balcony and enjoy tranquil water views. The main living area offers three bedrooms and two baths, including a private primary suite with an en-suite bath and jetted tub. Whether you're looking for a waterfront pool home, a canal-front property with boat access, a home with direct lake access, or a place to enjoy the ultimate Tampa Bay boating community lifestyle, this property delivers. Conveniently located near Gulf beaches, shopping, dining, entertainment, top-rated amenities, and Tampa International Airport, you'll enjoy the perfect balance of waterfront living and everyday convenience. Bring your boat, your fishing gear, and your sense of adventure—this Lake Tarpon waterfront home is ready for you to start making memories.

The essentials

Built
1984
Price / sqft
$289
On market
51 days
Annual tax
$8,448
Flood zone
X500 · Low risk
Lot
6,560 sqft
Type
Single Family Residence

Location

3141 N Canal Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1984
Lot
6,560 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Screen Enclosure
Waterfront
Canal - Freshwater
Days on Market
51
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Balcony
French Doors
Sliding Doors
Dishwasher
Electric Water Heater
Range
Refrigerator
Flood Zone X500

Annual Tax (2025)

$8,448

Parcel #

32-27-16-48780-000-0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Tarpon Estates

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

6,560 sqft

In CountyPaved
Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #TB8518778
$499,900-4.8%
$289/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #TB8518778
$525,000
$304/sqft
Est. monthly payment$3,561/mo
Principal & interest$2,607
Property taxes$704
Insurance$250
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $499,900
$492,500 – $499,900
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 51 after a $25,100 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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