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2317 5th St E, Palmetto, FL, 34221

$358/sqft·Sanctuary Cove

3 bd3 ba2,230 sqft2 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8515609

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Est. monthly payment
$5,635/mo
Down payment (20%)
$159,600
Property taxes
$966/mo
HOA
$324.45/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2018
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
0.30 acres
Lot size

About this home

Crown MoldingIN Wall Pest SystemOpen FloorplanSmart HomeSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

2317 5th St E is a 2018-built home in Sanctuary Cove, Palmetto. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,230 square feet of living space. Listed at $798,000 (about $358/sqft), 81 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $324.45 quarterly.

From the listing

Located in the gated boating community of Sanctuary Cove Riverfront Estates, this San Remo floor plan offers 3 bedrooms, 2.5 baths, a flex room, and an open layout designed for comfortable everyday living and entertaining. The center-island kitchen overlooks the spacious family room, where a full wall of hurricane-rated sliding glass doors opens to the covered, screened lanai, creating seamless indoor-outdoor living. The primary suite is privately located at the rear of the home and features a spa-like walk-in shower, double vanity, and oversized custom walk-in closet. Two secondary bedrooms share a full bath and are situated away from the main living area for added privacy. Additional features include quartz countertops, a gas range, tall ceilings, custom closets throughout, on-demand hot water, whole-home water filtration system, brick paver driveway, and an outdoor kitchen. Situated on an oversized lot next to a protected conservation area, the home offers added privacy along with canal views and beautiful western sunsets. Enjoy watching the Fourth of July fireworks over the Manatee River right from your lanai. Sanctuary Cove is a waterfront community with a 210-slip marina offering quick and easy access to the Manatee River. Boat ownership is not required, and slips are available for lease. Residents enjoy a wide range of amenities, including an 8,600-square-foot clubhouse with internet café, fitness center, resort-style pool, game room, riverfront park, nature preserve, kayak launch, and beach area for kayaking and paddleboarding. Lawn maintenance is included, making it easy to enjoy the Florida lifestyle without the upkeep. Whether you enjoy boating, fishing, kayaking, staying active, or simply relaxing by the water, Sanctuary Cove offers a lifestyle that is hard to match.

The essentials

Built
2018
Price / sqft
$358
On market
92 days
Annual tax
$11,594
HOA
$324.45/qtr
Flood zone
X500 · Low risk
Lot
13,277 sqft
Type
Single Family Residence

Location

2317 5th St E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2018
Lot
13,277 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
92
Crown Molding
IN Wall Pest System
Open Floorplan
Smart Home
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Built-in Features
Ceiling Fans(s)
Outdoor Grill
Outdoor Kitchen
Private Yard
Sidewalk
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Sidewalks
Street Lights
Microwave
Range
Range Hood
Built-in Oven
Refrigerator
Tankless Water Heater
Washer
Dishwasher
Disposal
Dryer

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500

Annual Tax (2025)

$11,594

Parcel #

1015738859

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Sanctuary Cove

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

13,277 sqft

City LimitsLevelNear MarinaSidewalkPavedPrivateCorner Lot
HOA
$324.45/qtr
Kayla Delgado PCAM
Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #TB8515609
$798,000-3.3%
$358/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8515609
$825,000
$370/sqft
Est. monthly payment$5,635/mo
Principal & interest$4,162
Property taxes$966
Insurance$399
HOA$108
Down payment20% · $159,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $798,000
$790,000 – $798,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 92 after a $27,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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